Cape May County and West Cape May Borough property record for 423 Second Ave, Cape May, NJ 08204 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,092 sqft · built 1978 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Jul 2018) |
| Tax Bill | $5,409 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 12-00058-0000-00006-01 |
| Primary APN | 12-00058-0000-00006-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,092 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Street Address | 423 SECOND AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 58 |
| Legal Lot Number | 6.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 21900 |
Source: Cape May County and West Cape May Borough records · APN 12-00058-0000-00006-01
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 83 BEVERLY AVE, FLORAL PARK, NY 11001-3252 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Jul 09, 2018 | Grant Deed, Transfer · Conventional Mortgage FIRST HM MTG CORP/AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2018 · Amount on Record |
| Deed Sale | Jul 09, 2018 · Amount on Record |
| Prior Sale | May 13, 2002 · Amount on Record |
| Deed Document Number | 201861110 |
| Deed Book / Page | 3801 / 864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 423 SECOND AVE, CAPE MAY, NJ 08204-1044 |
| Document Number | 0062100558 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 423 SECOND AVE CAPE MAY NJ 082041044, CAPE MAY, NJ 08204-1044 |
| Document Number | 0062100558 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 006210/000558 |
| Instrument | 21094 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jul 09, 2018 |
| Property Address | 423 SECOND AVE, CAPE MAY, NJ 08204-1044 |
| Document Number | 0038010864 |
| Book / Page | 003801 / 000864 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 61110 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 83 BEVERLY AVE FLORAL PARK NY 110013252, FLORAL PARK, NY 11001-3252 |
| Document Number | 59840603 |
|---|---|
| Date | Jul 09, 2018 |
| Book Page | 005984/000603 |
| Instrument | 61111 |
| Name | FIRST HM MTG CORP/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | BALTIMORE, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2048 |
| Document Number | 59840615, |
|---|---|
| Date | Jul 09, 2018 |
| Book Page | 005984/000615 |
| Instrument | 61112 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 08, 2048 |
Source: Cape May County and West Cape May Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,700 (-) Land $270,900 Building $88,800 | $359,700 (-) Land $270,900 Building $88,800 | |
| 2025 | $359,700 (-) Land $270,900 Building $88,800 | $359,700 (-) Land $270,900 Building $88,800 | |
| 2024 | $5,409.00 (+11%) | ||
| 2023 | $359,700 Land $270,900 Building $88,800 | $359,700 Land $270,900 Building $88,800 | |
| 2022 | $4,873.00 |
Source: FEMA National Flood Hazard Layer, Cape May County (34009C), updated October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090219003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 213 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured 61 under condo master policies |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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