Kane County property record for 426 Saint Charles St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,296 sqft · built 1900 |
| Lot Size | 0.103 acres (4,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Nov 2020) |
| Tax Bill | $3,765 (2025) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-203-024 |
| Primary APN | 06-24-203-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,969 sqft |
| Basement Area | 673 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 4,468 sqft (0.103 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 426 SAINT CHARLES ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERMANS ADDN SOUTH 37 FT EAST 120.75 FT OF LOT 1 BLOCK 4 |
| Legal Subdivision | SHERMANS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 851400 |
426 Saint Charles St is owned and occupied by an individual who bought it in November 2020.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 SAINT CHARLES ST, ELGIN, IL 60120-7828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on File |
| Deed Sale | Nov 6, 2020 · Amount on File |
| Prior Sale | Dec 19, 2014 · Amount on File |
| Deed Document Number | 202067905 |
| Prior Transfer Date | Mar 19, 2002 |
| Prior Transfer Doc | 0000038825 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 6, 2020 |
| Property Address | 426 SAINT CHARLES ST, ELGIN, IL 60120-7828 |
| Document Number | 0000067905 |
| Instrument | 67905 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $138.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 588 SHENANDOAH TRL ELGIN IL 601232508, ELGIN, IL 60123-2508 |
The 2025 property tax bill for 426 Saint Charles St was $3,765 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,765.00 Homeowner's exemption | $57,358 (+8.57%) Land $9,848 Building $47,510 | $172,143 (+8.57%) Land $29,556 Building $142,587 |
| 2024 | $52,831 Land $9,071 Building $43,760 | $158,556 Land $27,224 Building $131,333 | |
| 2022 | $3,253.00 (+5.14%) Homeowner's exemption | $43,520 (+6.96%) Land $7,472 Building $36,048 | $130,560 (+6.96%) Land $22,416 Building $108,144 |
| 2021 | $3,094.00 Homeowner's exemption | $40,688 Land $6,986 Building $33,702 | $122,064 Land $20,958 Building $101,106 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 426 Saint Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 426 Saint Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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