1. Home
  2. Illinois
  3. Elgin
  4. Saint Charles St

415 Saint Charles St, Elgin, IL 60120 Property Records

Kane County property record for 415 Saint Charles St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,425 sqft · built 1924
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Mar 2000)
Tax Bill$6,018 (2025)
Deeds & MortgagesSep 2021 Transfer
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN06-24-204-003

Property Details

APN / Parcel Number

Primary APN06-24-204-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories5 Stories
Building Area1,425 sqft Living Area
Gross Area2,375 sqft
Basement Area950 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialBrick
Construction TypeFrame
Lot Area5,500 sqft (0.126 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address415 SAINT CHARLES ST
CityELGIN
StateIL
Zip60120-7827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT OF BOWEN HOMESTEAD SUB LOT 3
Legal SubdivisionBOWEN HOMESTEAD SUB
Legal Block4
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4005
Census Tract851400

Owner

415 Saint Charles St is owned and occupied by two individuals who acquired it in September 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address415 SAINT CHARLES ST, ELGIN, IL 60120-7827
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 8, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2000 · Amount on File
Deed SaleMar 3, 2000 · Amount on File
Deed Document Number200015703
Last Transfer DateSep 8, 2021
Transfer Doc0000068783
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateSep 9, 2021
Property Address415 SAINT CHARLES ST, ELGIN, IL 60120-7827
Document Number0000068783
Instrument DateSep 8, 2021
Instrument2021K068783
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address415 SAINT CHARLES ST, ELGIN, IL 60120-7827

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJun 8, 2018
Property Address415 SAINT CHARLES ST, ELGIN, IL 60120-7827
Document Number0000026878
Instrument DateMay 18, 2018
Instrument26878
Transaction TypeTransfer
Record UpdatedJun 20, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 SAINT CHARLES ST ELGIN IL 601207827, ELGIN, IL 60120-7827

Tax Assessment & Valuation

The 2025 property tax bill for 415 Saint Charles St was $6,018.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,018.00$78,889 (+8.57%) Land $12,757 Building $66,132$236,762 (+8.57%) Land $38,286 Building $198,475
2024$72,662 Land $11,750 Building $60,912$218,073 Land $35,264 Building $182,809
2022$5,190.00 (+3.97%)$59,856 (+6.96%) Land $9,679 Building $50,177$179,568 (+6.96%) Land $29,037 Building $150,531
2021$4,992.00$55,961 Land $9,049 Building $46,912$167,883 Land $27,147 Building $140,736

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Saint Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 415 Saint Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Saint Charles St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures