426 S Mesa St, Fruita, CO 81521 Property Records

Mesa County property record for 426 S Mesa St, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1980
Lot Size	0.214 acres (9,304 sqft)
Owner	Individual Name on Record
Last Sale	$113,836 (Oct 2019)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2697-173-09-021`

Property Details

APN / Parcel Number

Primary APN	`2697-173-09-021`
Alternative APN	`R012438`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,356 sqft
1st Floor Area	1,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,304 sqft (0.214 acres)
Garage Type	Attached
Garage Area	252 sqft
Porch	Open/Unfinished Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R012438
Street Address	426 S MESA ST
City	FRUITA
State	CO
Zip	81521-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK 3 HERITAGE MEADOWS FIL NO TWO SEC 17 1N 2W
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	HERITAGE MEADOWS FIL NO TWO
Legal Block	3
Legal Lot Number	21
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	1
Census Block	1005
Census Tract	1504

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1175 18 RD, FRUITA, CO 81521-2474
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage ANB BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Oct 17, 2011 · Amount on Record
Deed Document Number	20192900405
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	426 S MESA ST, FRUITA, CO 81521-2906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002908192
Date	Dec 26, 2019
Instrument	2908192

Lender

Name	ANB BANK
Type	Bank
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 23, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	426 S MESA ST, FRUITA, CO 81521-2906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002953673
Date	Nov 23, 2020
Instrument	2953673

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Oct 25, 2019
Property Address	426 S MESA ST, FRUITA, CO 81521-2906
Document Number	0002900405
Instrument Date	Oct 25, 2019
Instrument	2900405
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$11.38
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1175 185TH RD FRUITA CO 81521, FRUITA, CO 81521

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	426 S MESA ST, FRUITA, CO 81521-2906
Document Number	0002804253
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 S MESA ST FRUITA CO 815212906, FRUITA, CO 81521-2906

Mortgage

Document Number	0002804253
Date	Jun 21, 2017
Instrument	2804253

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00 (+8.82%)	$16,010 (+7.16%) Land $6,440 Building $9,570	$256,090 (+14.91%) Land $103,000 Building $153,090
2024	$1,225.00 (+0.57%)	$14,940 (-) Land $4,840 Building $10,100
2023	$1,218.00 (+11.23%)	$14,940 (+13.1%) Land $4,840 Building $10,100	$222,870 (+17.22%) Land $72,190 Building $150,680
2022	$1,095.00	$13,210 Land $3,820 Building $9,390
2021			$190,130 Land $55,000 Building $135,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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