414 S Mesa St, Fruita, CO 81521 Property Records

Mesa County property record for 414 S Mesa St, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,584 sqft · built 1979
Lot Size0.209 acres (9,104 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Sep 2006)
Tax Bill$1,597 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN2697-173-09-022

Property Details

APN / Parcel Number

Primary APN2697-173-09-022
Alternative APN
  • R012439

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area1,872 sqft
1st Floor Area1,584 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,104 sqft (0.209 acres)
Garage TypeAttached
Garage Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR012439
Street Address414 S MESA ST
CityFRUITA
StateCO
Zip81521-2906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 BLK 3 HERITAGE MEADOWS FIL NO TWO SEC 17 1N 2W
Legal Range002
Legal Township01N
Legal Section17
Legal SubdivisionHERITAGE MEADOWS FIL NO TWO
Legal Block3
Legal Lot Number22
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1005
Census Tract1504

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address107 PETER DR, 1, FRUITA, CO 81521-2989
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2006 · Amount on Record
Deed SaleSep 25, 2006 · Amount on Record
Prior SaleApr 20, 1992 · Amount on Record
Deed Document Number20062339403
Deed Book / Page4254 / 32
Prior Transfer DateJul 7, 2003
Prior Transfer Doc0034170411
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address414 S MESA ST, FRUITA, CO 81521-2906
Document Number0002795788
Instrument DateApr 3, 2017
Transaction TypeMortgage
Record UpdatedMay 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 S MESA ST FRUITA CO 815212906, FRUITA, CO 81521-2906

Mortgage

Document Number0002795788
DateApr 7, 2017
Instrument2795788
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 6, 2047

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,597.00 (+3.5%)$19,170 (+1.86%) Land $6,440 Building $12,730$306,750 (+9.2%) Land $103,000 Building $203,750
2024$1,543.00 (+0.52%)$18,820 (-) Land $5,040 Building $13,780
2023$1,535.00 (+10.51%)$18,820 (+12.29%) Land $5,040 Building $13,780$280,910 (+16.45%) Land $75,260 Building $205,650
2022$1,389.00$16,760 Land $3,820 Building $12,940
2021$241,230 Land $55,000 Building $186,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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