Monroe County and Webster Town property record for 426 Ridge Rd, Webster, NY 14580
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 8,404 sqft · built 1950 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Company Name on Record |
| Last Sale | $525,000 (Aug 2020) |
| Tax Bill | $20,701 (2026) |
| Deeds & Mortgages | Nov 2020 Loan Modification Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 078.18-2-3 |
| Primary APN | 265489 078.18-2-3 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 8,404 sqft Gross Area |
| Basement Area | 1,786 sqft |
| Unfinished Basement | 1,786 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 250 ft deep x 187 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 159 sqft |
| Patio Area | 1,060 sqft |
| Shed | 1 Shed |
| Canopy | 390 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02313000000 |
|---|---|
| Street Address | 426 RIDGE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1793 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 55510 |
| Legal Description | 0036-14-07 |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11207 |
Source: Monroe County and Webster Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 800 DANCER CIR, WEBSTER, NY 14580-2601 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 20, 2020 | Loan Modification, Mortgage ESL FCU |
| Aug 7, 2020 | Deed of Trust, Mortgage ESL FCU |
| Aug 10, 2020 | Bargain and Sale Deed, Transfer · Commercial Mortgage ESL FCU |
| Feb 4, 2020 | Correction Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on Record |
| Deed Sale | Aug 10, 2020 · Amount on Record |
| Deed Document Number | 2020941 |
| Deed Book / Page | 12375 / 234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 426 RIDGE RD, WEBSTER, NY 14580-1793 |
| Document Number | 0000000838 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 800 DANCER CIR WEBSTER NY 145802601, WEBSTER, NY 14580-2601 |
| Document Number | 0000000838 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 028898/000622 |
| Instrument | 838 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 426 RIDGE RD, WEBSTER, NY 14580-1793 |
| Document Number | 0000000945 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | CHICAGO TITLE ROCHESTER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 800 DANCER CIR WEBSTER NY 145802601, WEBSTER, NY 14580-2601 |
| Document Number | 0000000945 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 028667/000027 |
| Instrument | 945 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Amount | Amount Recorded |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 10, 2020 |
| Property Address | 426 RIDGE RD, WEBSTER, NY 14580-1793 |
| Document Number | 0000000941 |
| Book / Page | 12375 / 234 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 202008100941 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1251 S FEDERAL HWY APT 127, 1251, BOCA RATON, FL 33432-7352 |
| Name | Verified Name |
|---|---|
| Address | 800 DANCER CIR, WEBSTER, NY 14580-2601 |
| Document Number | 0000000942 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 202008100942 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Feb 4, 2020 |
| Property Address | 426 RIDGE RD, WEBSTER, NY 14580-1793 |
| Document Number | 0000000501 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 501 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 857 BAY RD WEBSTER NY 145801647, WEBSTER, NY 14580-1647 |
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,701.00 (+1.52%) | ||
| 2025 | $20,391.00 (+17.3%) | $432,500 (-) Land $87,000 Building $345,500 | $901,000 (+20.83%) Land $181,242 Building $719,758 |
| 2023 | $432,500 (-) Land $87,000 Building $345,500 | $745,700 (+10.34%) Land $150,002 Building $595,698 | |
| 2022 | $432,500 Land $87,000 Building $345,500 | $675,800 Land $135,941 Building $539,859 | |
| 2021 | $17,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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