426 Palm Rd, San Marcos, CA 92069 Property Records

San Diego County property record for 426 Palm Rd, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,956 sqft · built 1958
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Dec 2018)
Tax Bill	$9,530 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Nov 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`220-010-26-00`

Property Details

APN / Parcel Number

Primary APN	`220-010-26-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	1,956 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	426 PALM RD
City	SAN MARCOS
State	CA
Zip	92069-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	SEC 10-12-3W POR
Legal Range	03W
Legal Township	12
Legal Section	10
Legal Subdivision	SPRING VALLEY ESTATES
Legal Block	3
Legal Lot Number	431
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20021

Owner

426 Palm Rd is owned and occupied by two individuals who bought it in December 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 PALM RD, SAN MARCOS, CA 92069-1426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CIVIC FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	Aug 12, 2015 · Amount on File
Deed Document Number	2018524765
Prior Transfer Date	Apr 17, 1995
Prior Transfer Doc	0000174668
Record Updated	Oct 29, 2026

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2018
Property Address	426 PALM RD, SAN MARCOS, CA 92069-1426
Document Number	0000524765
Map Reference	MAP 4440
Instrument Date	Nov 12, 2018
Instrument	2018-0524765
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY OF CALIFOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	426 PALM RD, SAN MARCOS, CA 92069-1426

Mortgage

Document Number	0000524766
Date	Dec 21, 2018
Instrument	2018-0524766

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2017
Property Address	426 PALM RD, SAN MARCOS, CA 92069-1426
Instrument Date	Nov 28, 2017
Instrument	556046
Transaction Type	Construction Loan
Record Updated	Dec 5, 2017
Title Company	WFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13725 CALLE SECO POWAY CA 920645864, POWAY, CA 92064-5864

Mortgage

Document Number	0000556046
Date	Nov 30, 2017
Instrument	556046

Lender

Name	CIVIC FIN'L SVCS
Address	REDONDO BEACH, CA 90278

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 29, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 426 Palm Rd was $9,530.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$847,677 (+2%) Land $546,813 Building $300,864
2025	$9,530.00	$831,057 Land $536,092 Building $294,965
2023	$8,861.00 (+1.36%)	$798,788 Land $515,276 Building $283,512
2022	$8,742.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 426 Palm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Palm Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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