423 Palm Rd, San Marcos, CA 92069 Property Records

San Diego County property record for 423 Palm Rd, San Marcos, CA 92069

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 2,512 sqft · built 1959
Lot Size0.43 acres (18,726 sqft)
Owner2 Company Names on File
Last Sale$445,000 (Aug 2016)
Tax Bill$8,895 (2025)
Deeds & MortgagesMay 2026 Sale
May 2022 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN220-010-21-00

Property Details

APN / Parcel Number

Primary APN220-010-21-00

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,512 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area18,726 sqft (0.43 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address423 PALM RD
CitySAN MARCOS
StateCA
Zip92069-1427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal DescriptionSEC 10-12-3W SWLY 100 FT OF PAR 11 AS PER ROS 4440 IN
Legal Range03W
Legal Township12
Legal Section10
Legal SubdivisionCOUNTY/SAN DIEGO
Legal Block3
Legal Lot Number1,2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract20021

Owner

Source: San Diego County records · APN 220-010-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address423 PALM RD, SAN MARCOS, CA 92069-1427
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
May 17, 2022Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FCU
Jan 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
GOPRIME MORTGAGE INC
Aug 10, 2019Deed of Trust, Mortgage
QUICKEN LNS
Feb 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
WESCOM CTRL CU
Nov 10, 2018Deed of Trust, Mortgage
QUICKEN LNS
Oct 02, 2018Quit Claim Deed, Transfer
JG WENTWORTH LNDG LLC
Nov 28, 2017Deed of Trust, Mortgage · FHA Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2016 · Amount on Record
Deed SaleAug 30, 2016 · Amount on Record
Prior SaleApr 30, 2014 · Amount on Record
Deed Document Number2016451276
Prior Transfer DateAug 10, 2016
Prior Transfer Doc0000458626
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 19, 2026
Property Address423 PALM RD, SAN MARCOS, CA 92069-1427
Document Number0000143013
Instrument DateMar 03, 2026
Instrument2026143013
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address423 PALM RD, SAN MARCOS, CA 92069-1427

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address423 PALM RD, SAN MARCOS, CA 92069-1427
Transaction TypeMortgage
Record UpdatedMay 24, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 PALM RD, SAN MARCOS, CA 92069-1427

Mortgage

Document Number0000210630
DateMay 17, 2022
Instrument2022-0210630
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address423 PALM RD, SAN MARCOS, CA 92069-1427
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 PALM RD, SAN MARCOS, CA 92069-1427

Mortgage

Document Number0000014695
DateJan 08, 2021
Instrument2021-0014695
Lender
NameGOPRIME MORTGAGE INC
TypeNon-Lending Institution
AddressAPEX, NC 27502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address423 PALM RD, SAN MARCOS, CA 92069-1427
Document Number0000354278
Instrument DateAug 10, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address423 PALM RD SAN MARCOS CA 920691427, SAN MARCOS, CA 92069-1427

Mortgage

Document Number0000354278
DateAug 21, 2019
Instrument354278
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueAug 20, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address423 PALM RD, SAN MARCOS, CA 92069-1427
Document Number0000065142
Instrument DateFeb 13, 2019
Transaction TypeMortgage
Record UpdatedMar 04, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address423 PALM RD SAN MARCOS CA 920691427, SAN MARCOS, CA 92069-1427

Mortgage

Document Number0000065142
DateFeb 25, 2019
Instrument65142
Lender
NameWESCOM CTRL CU
TypeCredit Union
AddressANAHEIM, CA 92807
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 24, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address423 PALM RD, SAN MARCOS, CA 92069-1427
Document Number0000479515
Instrument DateNov 10, 2018
Transaction TypeMortgage
Record UpdatedNov 29, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address423 PALM RD SAN MARCOS CA 920691427, SAN MARCOS, CA 92069-1427

Mortgage

Document Number0000479515
DateNov 19, 2018
Instrument479515
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueNov 18, 2048

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 02, 2018
Property Address423 PALM RD, SAN MARCOS, CA 92069-1427
Document Number0000410392
Instrument DateSep 27, 2018
Instrument410392
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanySOLIDIFI TITLE AND CLOSING

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address423 PALM RD SAN MARCOS CA 920691427, SAN MARCOS, CA 92069-1427

Mortgage

Document Number410393
DateOct 02, 2018
Instrument410393
Lender
NameJG WENTWORTH LNDG LLC
AddressWOODBRIDGE, VA 22192
Agreement
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address423 PALM RD, SAN MARCOS, CA 92069-1427
Document Number0000571017
Instrument DateNov 28, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address423 PALM RD SAN MARCOS CA 920691427, SAN MARCOS, CA 92069-1427

Mortgage

Document Number0000571017
DateDec 07, 2017
Instrument571017
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 06, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$725,846 (+2%) Land $331,460 Building $394,386
2025$8,895.00 (+7.54%)$711,614 (+4.04%) Land $324,961 Building $386,653
2023$8,271.00 (+1.61%)$683,984 Land $312,344 Building $371,640
2022$8,140.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 46 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVALLECITOS WD
serves 114,700 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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