426 Oneida St, Joliet, IL 60435 Property Records

Will County property record for 426 Oneida St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,136 sqft · built 1905
Lot Size	0.09 acres (3,821 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (May 2023)
Tax Bill	$6,392 (2025)
Deeds & Mortgages	May 2024 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-09-325-002`

Property Details

APN / Parcel Number

Primary APN	`30-07-09-325-002`
Alternative APN	`07093250020000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,136 sqft
Gross Area	2,272 sqft
Basement Area	1,136 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,821 sqft (0.09 acres)
Lot Dimensions	125 ft deep x 31 ft wide
Porch	Slab

Location & Zoning

Street Address	426 ONEIDA ST
City	JOLIET
State	IL
Zip	60435-7425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 49 IN CANAL TRUSTEES SUB, THE W1/2 STASSENS SUB PT A SUB OF PRT OF THE E1/2 OF THE SW1/4 OF SEC 9, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	09
Legal Subdivision	G M & H H STASSENS
Legal Block	49
Legal Lot Number	2
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3009
Census Tract	882702

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1575 N TONY COVE LN, COAL CITY, IL 60416-9513
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage PERU FEDERAL SAVINGS BANK
May 2, 2023	Warranty Deed, Transfer · Commercial Mortgage HOMETOWN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Jun 12, 2006 · Amount on Record
Deed Document Number	202320583
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	426 ONEIDA ST # 2, 2, JOLIET, IL 60435-7425
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022380
Date	May 9, 2024
Instrument	R2024022380

Lender

Name	PERU FEDERAL SAVINGS BANK
Type	Bank
Address	PERU, IL 61354

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 2, 2023
Property Address	426 ONEIDA ST # 2, 2, JOLIET, IL 60435-7425
Document Number	0000020583
Instrument Date	Apr 18, 2023
Instrument	R2023020583
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 CHATHAM RD # N, N, SPRINGFIELD, IL 62704-4188

Mortgage

Document Number	0000020584
Date	May 2, 2023
Instrument	R2023020584

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,392.00 (+18.26%)	$79,604 (+9.3%) Land $7,424 Building $72,180	$238,812 (+9.3%) Land $22,272 Building $216,540
2024		$72,830 (+24.42%) Land $6,792 Building $66,038	$218,490 (+24.42%) Land $20,376 Building $198,114
2022	$5,405.00	$58,534 Land $5,459 Building $53,075	$175,602 Land $16,377 Building $159,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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