423 Oneida St, Joliet, IL 60435 Property Records

Will County property record for 423 Oneida St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,171 sqft · built 1906
Lot Size	0.15 acres (6,352 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Mar 2023)
Tax Bill	$4,482 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-09-319-012`

Property Details

APN / Parcel Number

Primary APN	`30-07-09-319-012`
Alternative APN	`07093190120000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,171 sqft
Gross Area	1,791 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,352 sqft (0.15 acres)
Lot Dimensions	124 ft deep x 50 ft wide

Location & Zoning

Street Address	423 ONEIDA ST
City	JOLIET
State	IL
Zip	60435-7424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 36 IN HENRY STRICKLAND'S SUB OF S1/2 OF BLK 36, IN CANAL TRUSTEES' SUB OF THE E1/2 OF THE SW1/4 OF THE SECTION 9,
Legal Range	10E
Legal Township	35N
Legal Section	09
Legal Subdivision	HENRY STRICKLANDS
Legal Block	36
Legal Lot Number	5
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3008
Census Tract	882702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper Bluff Historic District listed 1991 · 517 contributing resources · NRIS 91000687

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Will County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 ONEIDA ST, JOLIET, IL 60435-7424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK OF MANHATTAN
Mar 29, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK OF MANHATTAN
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit NUMARK CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	May 8, 2003 · Amount on Record
Deed Document Number	202314805
Prior Transfer Date	Feb 27, 2002
Prior Transfer Doc	0000049504
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	423 ONEIDA ST, JOLIET, IL 60435-7424
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016216
Date	Apr 5, 2024
Instrument	R2024016216

Lender

Name	FIRST BANK OF MANHATTAN
Type	Bank
Address	MANHATTAN, IL 60442

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	46 Months
Due	Feb 16, 2028

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 29, 2023
Property Address	423 ONEIDA ST, JOLIET, IL 60435-7424
Document Number	0000014805
Map Reference	DOC 39866
Instrument Date	Mar 24, 2023
Instrument	R2023014805
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 RYEHILL DR, JOLIET, IL 60431-8669

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	423 ONEIDA ST, JOLIET, IL 60435-7424

Mortgage

Document Number	0000014806
Date	Mar 29, 2023
Instrument	R2023014806

Lender

Name	FIRST BANK OF MANHATTAN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 24, 2033

Interest

Rate	7.25%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	423 ONEIDA ST, JOLIET, IL 60435-7424
Document Number	0000032687
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 ONEIDA ST JOLIET IL 604357424, JOLIET, IL 60435-7424

Mortgage

Document Number	0000032687
Date	Apr 26, 2017
Instrument	32687

Lender

Name	NUMARK CU
Type	Credit Union
Address	CREST HILL, IL 60403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,482.00 (+3.44%)
2024		$58,385 (+24.42%) Land $9,196 Building $49,189	$175,155 (+24.42%) Land $27,588 Building $147,567
2022	$4,333.00	$46,924 Land $7,391 Building $39,533	$140,772 Land $22,173 Building $118,599

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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