426 Nelson Dr, Horace, ND 58047 Property Records

Cass County property record for 426 Nelson Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1965
Lot Size	0.39 acres (17,150 sqft)
Owner	Individual Name on File
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0100-13013-000`

Property Details

APN / Parcel Number

Primary APN	`15-0100-13013-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Basement Area	575 sqft
Finished Basement	575 sqft
Unfinished Basement	575 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,150 sqft (0.39 acres)
Garage Type	Attached
Garage Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	426 NELSON DR
City	HORACE
State	ND
Zip	58047-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 7 BLOCK: 0 ADDITION: HAMMAR'S ADDITIONAL: HAMMERS SUB N 88' OF LOT 7 & PT OF LOT 9 AS FOLL: BEG AT NE COR OF LOT 7, E 45', S 88' W 45', N 88' TO BEG.
Legal Subdivision	HAMMERS
Legal Lot Number	7,9
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2019
Census Tract	40503

Owner

426 Nelson Dr is owned and occupied by an individual who acquired it in September 2009.

Source: Cass County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	426 NELSON DR, HORACE, ND 58047-4602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2009
Deed Sale	Sep 22, 2009
Prior Sale	Dec 2, 2005
Deed Document Number	20091270924
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	426 NELSON DR, HORACE, ND 58047-4602
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001586647
Date	Apr 3, 2020
Instrument	1586647

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	JAMESTOWN, ND 58401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 5, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	426 NELSON DR, HORACE, ND 58047-4602
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001585019
Date	Mar 11, 2020
Instrument	1585019

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	JAMESTOWN, ND 58401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 426 Nelson Dr was $1,333.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00	$103,050 Land $17,400 Building $85,650	$206,100 Land $34,800 Building $171,300
2023	$2,532.00	$92,450 Land $17,400 Building $75,050	$184,900 Land $34,800 Building $150,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Nelson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Nelson Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	1,250 / 250
Sparklight Fiber	1,000 / 50

May also be available: Verizon.

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