414 Nelson Dr, Horace, ND 58047 Property Records

Cass County property record for 414 Nelson Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,194 sqft · built 1969
Lot Size	0.34 acres (15,015 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Nov 2014)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-0100-13012-000`

Property Details

APN / Parcel Number

Primary APN	`15-0100-13012-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
Basement Area	900 sqft
Finished Basement	900 sqft
Unfinished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,015 sqft (0.34 acres)
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	414 NELSON DR
City	HORACE
State	ND
Zip	58047-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 6 BLOCK: 0 ADDITION: HAMMAR'S ADDITIONAL: HAMMERS SUBD N 77' OF LOT 6 & THAT PART OF LOT 9 LYING E OF SD N 77' OF LOT 6
Legal Subdivision	HAMMERS
Legal Lot Number	6,9
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2019
Census Tract	40503

Owner

414 Nelson Dr is owned and occupied by two individuals who bought it in November 2014.

Source: Cass County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 NELSON DR, HORACE, ND 58047-4602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit WESTERN STATE BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Dec 1, 2020	Warranty Deed, Transfer PLAINS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2014 · Amount on File
Deed Sale	Nov 25, 2014 · Amount on File
Prior Sale	Jul 14, 2014 · Amount on File
Deed Document Number	201433329
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	414 NELSON DR, HORACE, ND 58047-4602
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001687268
Date	Apr 12, 2023
Instrument	1687268

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 17, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	414 NELSON DR, HORACE, ND 58047-4602
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	REGENCY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001632541
Date	May 17, 2021
Instrument	1632541

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Dec 1, 2020
Property Address	414 NELSON DR, HORACE, ND 58047-4602
Document Number	0001614176
Instrument Date	Nov 30, 2020
Instrument	1614176
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 NELSON DR HORACE ND 580474602, HORACE, ND 58047-4602

Tax Assessment & Valuation

The 2025 property tax bill for 414 Nelson Dr was $1,894.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,894.00	$124,700 Land $16,950 Building $107,750	$249,400 Land $33,900 Building $215,500
2023	$3,230.00	$120,950 Land $16,950 Building $104,000	$241,900 Land $33,900 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Nelson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Nelson Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	1,250 / 250
Sparklight Fiber	1,000 / 50

May also be available: Verizon.

Nearby Properties on Nelson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures