426 Neal Rd, Commerce, GA 30530 Property Records

Banks County property record for 426 Neal Rd, Commerce, GA 30530 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,161 sqft · built 2004
Lot Size	24.5 acres (1,068,962 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Mar 2020)
Tax Bill	$782 (2025)
Deeds & Mortgages	Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`B77E015`

Property Details

APN / Parcel Number

Primary APN	`B77E015`
Alternative APN	`4473`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,161 sqft Heated Area
1st Floor Area	874 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Reinforced Concrete
Roof Material	Tin
Lot Area	1,068,962 sqft (24.5 acres)
Shed	1 Shed
Shed Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4473
Street Address	426 NEAL RD
City	COMMERCE
State	GA
Zip	30530-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 9A & 9B PB9-31
Legal Subdivision	00209-CINDYS INC
Legal Lot Number	9A,9B
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2026
Census Tract	970400

Owner

Source: Banks County records · APN B77E015

Assessment roll updated November 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	426 NEAL RD, COMMERCE, GA 30530-6511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	2020255
Deed Book / Page	481 / 476
Last Transfer Date	Oct 11, 2024
Transfer Doc	000568/272
Record Updated	Jun 08, 2026

March 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 25, 2020
Property Address	426 NEAL RD, COMMERCE, GA 30530-6511
Document Number	000481/476
Book / Page	481 / 476
Instrument Date	Mar 25, 2020
Instrument	2020-000255
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 NEAL RD, COMMERCE, GA 30530-6511

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$782.00 (-7.13%) Homeowner's exemption	$133,217 (+9.11%) Land $104,467 Building $28,750	$333,042 (+9.11%) Land $261,167 Building $71,875
2024	$842.00 (+10.07%) Additional exemption filed	$122,097 (+19.61%) Land $94,970 Building $27,127	$305,243 (+19.61%) Land $237,425 Building $67,818
2023	$765.00 (+15.04%) Additional exemption filed	$102,078 (+31.53%) Land $78,528 Building $23,550	$255,195 (+31.53%) Land $196,320 Building $58,875
2022	$665.00	$77,611 Land $58,127 Building $19,484	$194,026 Land $145,317 Building $48,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130119704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.