Banks County property record for 413 Neal Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,248 sqft · built 1981 |
| Lot Size | 12.5 acres (546,242 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Nov 2025) |
| Tax Bill | $1,402 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B77E002 |
| Primary APN | B77E002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,248 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Mobile Home |
| Lot Area | 546,242 sqft (12.5 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 1,016 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|
| Account Number | 2941 |
|---|---|
| Street Address | 413 NEAL RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | L/MH GMD 208 |
| Legal Subdivision | 00209-CINDYS INC |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970400 |
Source: Banks County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 272 NEAL RD, COMMERCE, GA 30530-6523 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Oct 21, 2025 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Deed Book / Page | 589 / 98 |
| Prior Transfer Date | Oct 18, 2025 |
| Prior Transfer Doc | 000587/877 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Nov 10, 2025 |
| Property Address | 413 NEAL RD, COMMERCE, GA 30530-6527 |
| Document Number | 0000589/98 |
| Book / Page | 589 / 98 |
| Instrument Date | Nov 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 272 NEAL RD, COMMERCE, GA 30530-6523 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Oct 21, 2025 |
| Property Address | 413 NEAL RD, COMMERCE, GA 30530-6527 |
| Document Number | 000587/877 |
| Book / Page | 587 / 877 |
| Instrument Date | Oct 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1833 ALCOVY MOUNTAIN RD, MONROE, GA 30655-7467 |
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,402.00 (+14.36%) | $73,479 (+25.84%) Land $65,246 Building $8,233 | $183,696 (+25.83%) Land $163,114 Building $20,582 |
| 2023 | $1,226.00 (+22.85%) | $58,393 Land $50,160 Building $8,233 | $145,982 Land $125,400 Building $20,582 |
| 2022 | $998.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
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