Merrimack County and Concord City property record for 426 N State St, Concord, NH 03301
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,899 sqft · built 1894 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Company Name on Record |
| Last Sale | $470,000 (Aug 2025) |
| Tax Bill | $9,111 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:393-Z B:83 |
| Primary APN | M:393-Z B:83 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,899 sqft Living Area |
| Gross Area | 5,252 sqft |
| 1st Floor Area | 1,210 sqft |
| Attic | Attic |
| Attic Area | 1,198 sqft |
| Basement Area | 1,198 sqft |
| Unfinished Basement | 1,198 sqft |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 426 N STATE ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3244 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RN |
| Legal Block | 83 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 32600 |
Source: Merrimack County and Concord City records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 715 UNION ST, MANCHESTER, NH 03104-3625 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA |
| Oct 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Aug 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage OCMBC INC |
| Sep 18, 2020 | Warranty Deed, Transfer · FHA Mortgage HARBORONE MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on Record |
| Deed Sale | Aug 7, 2025 · Amount on Record |
| Prior Sale | Sep 18, 2020 · Amount on Record |
| Deed Document Number | 202511998 |
| Deed Book / Page | 3898 / 1640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 426 N STATE ST, CONCORD, NH 03301-3244 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000662 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 3816/2569 |
| Instrument | 202300000662 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 426 N STATE ST, CONCORD, NH 03301-3244 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000025876 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 3762/1505 |
| Instrument | 202100025876 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Aug 7, 2025 |
| Property Address | 426 N STATE ST, CONCORD, NH 03301-3244 |
| Document Number | 0000011998 |
| Book / Page | 3898 / 1640 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 202500011998 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 UNION ST, MANCHESTER, NH 03104-3625 |
| Document Number | 0000011999 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 202500011999 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Sep 18, 2020 |
| Property Address | 426 N STATE ST, CONCORD, NH 03301-3244 |
| Document Number | 0036970321 |
| Book / Page | 003697 / 000321 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 20273 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 TAYLOR RD HOPKINTON NH 032292608, HOPKINTON, NH 03229-2608 |
| Document Number | 36970323 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 003697/000323 |
| Instrument | 20274 |
| Name | HARBORONE MTG LLC |
|---|---|
| Address | MANCHESTER, NH 03101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,111.00 (-4.91%) | $313,000 (-9.54%) Land $98,100 Building $214,900 |
| 2024 | $9,581.00 (+3.09%) | $346,000 (-) Land $98,100 Building $247,900 |
| 2023 | $9,294.00 (+3.75%) | $346,000 (-) Land $98,100 Building $247,900 |
| 2022 | $8,958.00 | $346,000 Land $98,100 Building $247,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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