414 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 414 N State St, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,366 sqft · built 1850
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on Record
Last Sale	$490,000 (Nov 2025)
Tax Bill	$8,224 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:393-Z B:86`

Property Details

APN / Parcel Number

Primary APN	`M:393-Z B:86`
Alternative APN	`CNCD M:393Z B:86`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	1,302 sqft
Attic	Attic
Attic Area	1,064 sqft
Basement Area	1,262 sqft
Unfinished Basement	1,262 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	414 N STATE ST
City	CONCORD
State	NH
Zip	03301-3243
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RN
Legal Block	86
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3046
Census Tract	32400

Owner

Source: Merrimack County and Concord City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30 RUMFORD ST, CONCORD, NH 03301-3908
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer
Nov 16, 2023	Warranty Deed, Transfer · Commercial Mortgage WERTMOUNT FINANCIAL LIMITED PARTNER
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE EQUITY PTRS
Apr 30, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE EQUITY PTRS
Sep 6, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2017	Warranty Deed, Transfer · Conventional with PMI BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Nov 16, 2023 · Amount on Record
Deed Document Number	202518253
Deed Book / Page	3910 / 275
Transfer Doc	0000016726
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 10, 2025
Property Address	414 N STATE ST, CONCORD, NH 03301-3243
Document Number	0000018253
Book / Page	3910 / 275
Instrument Date	Nov 4, 2025
Instrument	202500018253
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 RUMFORD ST, CONCORD, NH 03301-3908

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 16, 2023
Property Address	414 N STATE ST, CONCORD, NH 03301-3243
Document Number	0000016509
Book / Page	3842 / 2611
Instrument Date	Nov 15, 2023
Instrument	202300016509
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 RACCOON HILL RD, SALISBURY, NH 03268-5408

Mortgage

Document Number	0000016510
Date	Nov 16, 2023
Instrument	202300016510

Lender

Name	WERTMOUNT FINANCIAL LIMITED PARTNER

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	414 N STATE ST, CONCORD, NH 03301-3243
Document Number	0036631401
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 N STATE ST CONCORD NH 033013243, CONCORD, NH 03301-3243

Mortgage

Document Number	0036631401
Date	Jan 23, 2020
Book Page	003663/001401
Instrument	1609

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Apr 30, 2019
Property Address	414 N STATE ST, CONCORD, NH 03301-3243
Document Number	0036290446
Book / Page	003629 / 000446
Instrument Date	Apr 30, 2019
Instrument	6574
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 N STATE ST CONCORD NH 033013243, CONCORD, NH 03301-3243

Mortgage

Document Number	36290448
Date	Apr 30, 2019
Book Page	003629/000448
Instrument	6575

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Sep 6, 2017
Property Address	414 N STATE ST, CONCORD, NH 03301-3243
Document Number	0035690486
Book / Page	003569 / 000486
Instrument Date	Aug 5, 2017
Instrument	16726
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 N STATE ST CONCORD NH 033013243, CONCORD, NH 03301-3243

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Apr 28, 2017
Property Address	414 N STATE ST, CONCORD, NH 03301-3243
Document Number	0035540140
Book / Page	003554 / 000140
Instrument Date	Apr 28, 2017
Instrument	7174
Transaction Type	Transfer
Record Updated	Jun 12, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 1/2 N STATE ST CONCORD NH 033013269, CONCORD, NH 03301-3269

Mortgage

Document Number	35540142
Date	Apr 28, 2017
Book Page	003554/000142
Instrument	7175

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,224.00 (+5.14%)	$282,500 (-) Land $97,600 Building $184,900
2024	$7,822.00 (-6.09%)	$282,500 (-8.9%) Land $97,600 Building $184,900
2023	$8,329.00 (+3.75%)	$310,100 (-) Land $97,200 Building $212,900
2022	$8,028.00	$310,100 Land $97,200 Building $212,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Breezeline, Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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