426 N 7th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 426 N 7th St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,597 sqft · built 1998
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Tax Bill	$4,522 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19.791.2030`

Property Details

APN / Parcel Number

Primary APN	`19.791.2030`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area
Basement Area	1,597 sqft
Finished Basement	1,399 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	426 N 7TH ST
City	SAINT PETER
State	MN
Zip	56082-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 67 EX S 92 LOT 10 11 12 SUBDIVISIONCD 19791 SUBDIVISIONNAME SKARO EVENSON S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	SKARO EVENSON S ADD
Legal Block	67
Legal Lot Number	10-12
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	2
Census Block	2030
Census Tract	480300

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 N 7TH ST, SAINT PETER, MN 56082-1232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN BANK
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2009
Deed Sale	Jul 6, 2009
Deed Document Number	200926362
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	426 N 7TH ST, SAINT PETER, MN 56082-1232
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	336779
Date	Mar 16, 2021
Instrument	336779

Lender

Name	HOME TOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2026

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	426 N 7TH ST, SAINT PETER, MN 56082-1232
Transaction Type	Mortgage
Record Updated	Mar 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	322318
Date	Jan 4, 2018
Instrument	322318

Lender

Name	HOMETOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,522.00 Homeowner's exemption	$327,500 (+14.67%) Land $24,500 Building $303,000	$327,500 (+14.67%) Land $24,500 Building $303,000
2025	$4,522.00 (+37.36%)
2023	$3,292.00 Homeowner's exemption	$285,600 Land $24,500 Building $261,100	$285,600 Land $24,500 Building $261,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

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