420 N 7th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 420 N 7th St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1950
Lot Size	0.28 acres (12,200 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Nov 2020)
Tax Bill	$4,894 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19.791.2020`

Property Details

APN / Parcel Number

Primary APN	`19.791.2020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Basement Area	1,252 sqft
Finished Basement	1,028 sqft
Unfinished Basement	224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,200 sqft (0.28 acres)
Lot Dimensions	122 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	420 N 7TH ST
City	SAINT PETER
State	MN
Zip	56082-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 92' OF LOTS 10, 11 &; 12 BLK 67 &; VAC ALLEY LYING ADJ
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	SKARO EVENSON S ADD
Legal Block	67
Legal Lot Number	10-11
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	2
Census Block	2030
Census Tract	480300

Owner

420 N 7th St is owned and occupied by an individual who bought it in November 2020.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	420 N 7TH ST, SAINT PETER, MN 56082-1232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit JANESVILLE STATE BANK
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit JANESVILLE STATE BANK
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit JANESVILLE STATE BANK
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JANESVILLE STATE BANK
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage JANESVILLE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Dec 17, 2014 · Amount on File
Deed Document Number	2020334933
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	420 N 7TH ST, SAINT PETER, MN 56082-1232
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356850
Date	Jan 27, 2026
Instrument	356850

Lender

Name	JANESVILLE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2031

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	420 N 7TH ST, SAINT PETER, MN 56082-1232
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000347018
Date	Jun 1, 2023
Instrument	347018

Lender

Name	JANESVILLE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2028

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	420 N 7TH ST, SAINT PETER, MN 56082-1232
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000344584
Date	Sep 14, 2022
Instrument	344584

Lender

Name	JANESVILLE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2023

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	420 N 7TH ST, SAINT PETER, MN 56082-1232
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336902
Date	Mar 24, 2021
Instrument	336902

Lender

Name	JANESVILLE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 22, 2026

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Nov 25, 2020
Property Address	420 N 7TH ST, SAINT PETER, MN 56082-1232
Document Number	0000334933
Instrument Date	Oct 19, 2020
Instrument	334933
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NORTH AMERICAN TITLE MANKATO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	420 N 7TH ST, SAINT PETER, MN 56082-1232

Mortgage

Document Number	0000334934
Date	Nov 25, 2020
Instrument	334934

Lender

Name	JANESVILLE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Feb 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 420 N 7th St was $4,894 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,894.00 Homeowner's exemption	$336,700 Land $49,000 Building $287,700	$336,700 Land $49,000 Building $287,700
2025	$4,894.00
2023	$3,656.00 Homeowner's exemption	$308,900 Land $49,000 Building $259,900	$308,900 Land $49,000 Building $259,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 N 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 N 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

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