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426 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 426 Massachusetts Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,218 sqft · built 1926
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$157,000 (Jul 2019)
Tax Bill$2,833 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN79621

Property Details

APN / Parcel Number

Primary APN79621
Alternative APN
  • 012630000103760040

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,218 sqft Heated Area
Gross Area1,471 sqft
1st Floor Area1,034 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area264 sqft
PorchEnclosed Porch
Porch Area437 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79621
Street Address426 MASSACHUSETTS AVE
CitySAINT CLOUD
StateFL
Zip34769-2869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61/62 BLK 376 N 1/2 LOT 4 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block376
Legal Lot Number2,4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1015
Census Tract43500

Owner

Source: Osceola County records · APN 79621

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address426 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2869
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Prior SaleApr 02, 2013 · Amount on Record
Deed Document Number2019096939
Deed Book / Page5563 / 1488
Record UpdatedJun 08, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 29, 2019
Property Address426 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2869
Document Number0055631488
Book / Page5563 / 1488
Map ReferenceMB B PG 61&62
Instrument DateJul 26, 2019
Instrument2019096939
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySMART INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,099.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2869

Mortgage

Document Number0055631490
DateJul 29, 2019
Instrument5563/1490
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,833.00 (+6.54%) Homeowner's exemption$201,193 (+5.99%)$226,800 (+9.62%) Land $46,800 Building $180,000
2023$2,659.00 (+3.79%) Homeowner's exemption$189,829 (+3%)$206,900 (+12.26%) Land $42,500 Building $164,400
2022$2,562.00 Homeowner's exemption$184,300 Land $35,100 Building $149,200$184,300 Land $35,100 Building $149,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1994, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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