419 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 419 Massachusetts Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,216 sqft · built 1951
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0375-0085`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0375-0085`
Alternative APNs	`263001000103750085` `79611`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	976 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 0.5 ft wide

Exterior Amenities

Porch	Florida Room
Porch Area	592 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	419 MASSACHUSETTS AVE
City	SAINT CLOUD
State	FL
Zip	34769-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LAKE FRONT ADDN PB B PG 61-62 BLK 375 N 50 FT LOT 8 LESS E 6 FT 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	375
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1016
Census Tract	43500

Owner

419 Massachusetts Ave is owned and occupied by an individual who acquired it in January 2009.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	419 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 26, 2009
Transfer Doc	0037930475
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	419 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2868

Mortgage

Document Number	0058332995
Date	Nov 17, 2020
Book Page	5833/2995
Instrument	2020156837

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 419 Massachusetts Ave was $1,275 with exemptions applied, up 0.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,275.00 (+0.79%) Homeowner's exemption Senior Citizen's exemption	$65,032	$203,200 Land $46,800 Building $156,400
2024	$1,265.00 (+0.32%)
2023	$1,261.00 (+0.8%) Homeowner's exemption Senior Citizen's exemption	$61,360 (+3%)	$171,000 (+13.02%) Land $34,000 Building $137,000
2022	$1,251.00 Homeowner's exemption Senior Citizen's exemption	$59,573	$151,300 Land $30,600 Building $120,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Massachusetts Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Massachusetts Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20