426 Harbor View Ln, Largo, FL 33770 Property Records

Pinellas County property record for 426 Harbor View Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,204 sqft · built 1970
Lot Size	0.362 acres (15,791 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Aug 2018)
Tax Bill	$20,605 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-749-3635-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-3635-2`
Alternative APNs	`06-30-15-35784-001-0140` `153006357840010140` `R61199`

Interior

Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,204 sqft Heated Area
1st Floor Area	3,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1998
Architectural Style	Dome
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	15,791 sqft (0.362 acres)
Lot Dimensions	132 ft deep x 118 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	924 sqft
Deck Area	108 sqft
Patio Area	108 sqft
Loading Dock	400 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61199
Old Parcel Number	153006357840010140
Street Address	426 HARBOR VIEW LN
City	LARGO
State	FL
Zip	33770-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR BLUFFS SEC 3 REPLAT BLK A-1, LOT 14
Legal Range	15
Legal Township	30
Legal Section	06
Legal Subdivision	HARBOR BLUFFS SEC 3 REPLAT
Legal Block	A-1
Legal Lot Number	14
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	25210

Owner

426 Harbor View Ln is owned and occupied by an individual who bought it in August 2018.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	426 HARBOR VIEW LN, LARGO, FL 33770-4009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COGENT BANK
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Deed Document Number	2018281276
Deed Book / Page	20190 / 0827
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	426 HARBOR VIEW LN, LARGO, FL 33770-4009
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 HARBOR VIEW LN, BELLEAIR BLF, FL 33770-4009

Mortgage

Document Number	0222151729
Date	Oct 3, 2022
Book Page	22215/1729
Instrument	2022289508

Lender

Name	COGENT BANK
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	426 HARBOR VIEW LN, LARGO, FL 33770-4009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	EVER 426 HARBOR VIEW LN, LARGO, FL 33770-4009

Mortgage

Document Number	0213181908
Date	Dec 29, 2020
Book Page	21318/1908
Instrument	2020389775

Lender

Name	COGENT BANK
Type	Bank
Address	ORANGE CITY, FL 32763

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.73%
Index	1-Year CMT
Max Rate	9.37%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 31, 2018
Property Address	426 HARBOR VIEW LN, LARGO, FL 33770-4009
Document Number	0201900827
Book / Page	20190 / 0827
Map Reference	MB 50 PG 15
Instrument Date	Aug 30, 2018
Instrument	2018281276
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	WOLLINKA WIKLE TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2271 HIGHWOOD CT, 2271, DUNEDIN, FL 34698-6318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 HARBOR VIEW LN, LARGO, FL 33770-4009

Mortgage

Document Number	2018281277
Date	Aug 31, 2018
Instrument	2018281277

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	307 Months
Due	Mar 26, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 426 Harbor View Ln was $20,605 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,605.00 Homeowner's exemption	$1,211,122	$1,211,122 Land $940,730 Building $270,392
2023	$23,624.00 (+2.04%) Homeowner's exemption	$1,390,749 (+3%)	$1,559,342 (+15.49%) Land $1,060,806 Building $498,536
2022	$23,151.00 Homeowner's exemption	$1,350,242	$1,350,242 Land $964,167 Building $386,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Harbor View Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 263 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	186 (2024)
Claims Outside the SFHA	2 of 186
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 426 Harbor View Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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