418 Harbor View Ln, Largo, FL 33770 Property Records

Pinellas County property record for 418 Harbor View Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,286 sqft · built 1969
Lot Size	0.341 acres (14,867 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Mar 2020)
Tax Bill	$10,380 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-749-3551-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-3551-1`
Alternative APNs	`06-30-15-35766-001-0100` `301506357660010100` `153006357660010100` `R61115`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	3,167 sqft
1st Floor Area	2,286 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,867 sqft (0.341 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	200 sqft
Patio Area	120 sqft
Loading Dock	390 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61115
Street Address	418 HARBOR VIEW LN
City	LARGO
State	FL
Zip	33770-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 3 BLK A-1, LOT 10
Legal Range	15E
Legal Township	30S
Legal Section	6
Legal Subdivision	HARBOR BLUFFS SEC 3
Legal Tract	35766
Legal Block	A
Legal Lot Number	10
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	25210

Owner

418 Harbor View Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 HARBOR VIEW LN, LARGO, FL 33770-4009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · SBA Mortgage US SMALL BUSN ADMN
Mar 6, 2020	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Deed Document Number	202078803
Deed Book / Page	20913 / 1885
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Aug 19, 2026
Property Address	418 HARBOR VIEW LN, LARGO, FL 33770-4009
Document Number	0000222695
Book / Page	23667 / 134
Instrument Date	Dec 12, 2025
Instrument	2026222695
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 HARBOR VIEW LN, LARGO, FL 33770-4009

Mortgage

Document Number	0000222695,
Date	Aug 19, 2026
Book Page	23667/134
Instrument	2026222695

Lender

Name	US SMALL BUSN ADMN

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2055

Interest

Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 6, 2020
Property Address	418 HARBOR VIEW LN, LARGO, FL 33770-4009
Document Number	0209131885
Book / Page	020913 / 001885
Instrument Date	Feb 28, 2020
Instrument	78803
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	TITLE AGENCY/FLORIDA INC, TITLE AGCY/FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 HARBOR VIEW LN LARGO FL 337704009, LARGO, FL 33770-4009

Mortgage

Document Number	209131887
Date	Mar 6, 2020
Book Page	020913/001887
Instrument	78804

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 418 Harbor View Ln was $10,380 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,380.00 Homeowner's exemption	$631,896	$940,237 Land $887,755 Building $52,482
2023	$11,407.00 (+2.15%) Homeowner's exemption	$693,731 (+3%)	$1,112,257 (+11.67%) Land $910,147 Building $202,110
2022	$11,167.00 Homeowner's exemption	$673,525	$996,029 Land $830,346 Building $165,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Harbor View Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 263 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	186 (2024)
Claims Outside the SFHA	2 of 186
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 418 Harbor View Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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