Oconee County property record for 426 Handrops Ln, Westminster, SC 29693
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 5,528 sqft · built 1994 |
| Lot Size | 3.52 acres (153,331 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,623 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 305-02-01-014 |
| Primary APN | 305-02-01-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 5,528 sqft Living Area |
| 1st Floor Area | 2,764 sqft |
| Basement Area | 2,764 sqft |
| Finished Basement | 1 sqft |
| Unfinished Basement | 2,764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 153,331 sqft (3.52 acres) |
| Lot Dimensions | 35.2 ft deep x 47.1 ft wide |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 41277 |
|---|---|
| Street Address | 426 HANDROPS LN |
| City | WESTMINSTER |
| State | SC |
| Zip | 29693-5145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5,6,7,8,12,13 PELICAN COVE (3.515 AC) |
| Legal Subdivision | PELICAN COVE ADD |
| Legal Block | 1 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31000 |
426 Handrops Ln is owned and occupied by two individuals.
Source: Oconee County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 HANDROPS LN, WESTMINSTER, SC 29693-5145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 426 HANDROPS LN, WESTMINSTER, SC 29693-5145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008965 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 3574/248 |
| Instrument | 08965 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | WESTMINSTER, SC 29693 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jan 19, 2042 |
The 2025 property tax bill for 426 Handrops Ln was $2,623.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,623.00 | $27,007 Land $12,208 Building $14,799 | $675,168 Land $305,200 Building $369,968 |
| 2023 | $27,007 Land $12,208 Building $14,799 | $675,168 Land $305,200 Building $369,968 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Handrops Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Handrops Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 43% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
4G LTE (outdoors only), no 5G reported
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