Shiawassee County property record for 426 Hamblin St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1885 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,500 (Aug 2026) |
| Tax Bill | $1,718 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-430-000-007-00 |
| Primary APN | 050-430-000-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Custom Design |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 426 HAMBLIN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 66' S 132' E 10' LOT 13 & N 66' OF S 1 32' LOT 14 LOUISA MERELLS ADD |
| Legal Subdivision | LOUISA MERELLS ADD |
| Legal Lot Number | 13-14 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30800 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 426 HAMBLIN ST, OWOSSO, MI 48867-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2024 | Warranty Deed, Transfer · USDA Mortgage NEIGHBORS BANK |
| Jan 4, 2024 | Re-recorded Document |
| Jan 3, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Jan 11, 2024 · Amount on Record |
| Deed Document Number | 20263405803 |
| Deed Book / Page | 1341 / 189 |
| Prior Transfer Date | Oct 17, 2023 |
| Prior Transfer Doc | 0003377745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 4, 2026 |
| Property Address | 426 HAMBLIN ST, OWOSSO, MI 48867-3604 |
| Document Number | 0003405803 |
| Book / Page | 1341 / 189 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20263405803 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,512.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 HAMBLIN ST, OWOSSO, MI 48867-3604 |
| Investor | Possibly a Property Investor |
| Document Number | 0003405789, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 20263405789 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 11, 2024 |
| Property Address | 426 HAMBLIN ST, OWOSSO, MI 48867-3604 |
| Document Number | 0013130516 |
| Book / Page | 1313 / 516 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 3377746 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 426 HAMBLIN ST, OWOSSO, MI 48867-3604 |
| Name | Verified Name |
|---|---|
| Address | 308 HOLLY HILLS DR APT 301, 301, HOWELL, MI 48843-3951 |
| Document Number | 0003377542 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 3377542 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Number | 0013130312 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 1313/312 |
| Instrument | 3377542 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Address | 1801 WESTFALL DR, COLUMBIA, MO 65202 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 4, 2024 |
| Property Address | 426 HAMBLIN ST, OWOSSO, MI 48867-3604 |
| Document Number | 0013130341 |
| Book / Page | 1313 / 341 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 3377571 |
| Record Updated | Jan 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 241 E SAGINAW ST, EAST LANSING, MI 48823-2792 |
| Name | Verified Name |
|---|---|
| Address | 1010 HELENA ST, OWOSSO, MI 48867-4032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 3, 2024 |
| Property Address | 426 HAMBLIN ST, OWOSSO, MI 48867-3604 |
| Document Number | 0013130314 |
| Book / Page | 1313 / 314 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 3377544 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 241 E SAGINAW ST, EAST LANSING, MI 48823-2792 |
| Name | Verified Name |
|---|---|
| Address | 1010 HELENA ST, OWOSSO, MI 48867-4032 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,000 (+9.56%) | $94,000 (+9.56%) | |
| 2025 | $1,718.00 (+123.41%) Homeowner's exemption | $42,900 (+21.19%) | $85,800 (+21.19%) |
| 2023 | $769.00 Homeowner's exemption | $35,400 | $70,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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