Shiawassee County property record for 423 Hamblin St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,000 (Oct 2022) |
| Tax Bill | $1,337 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-430-000-004-00 |
| Primary APN | 050-430-000-004-00 |
|---|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|
| Street Address | 423 HAMBLIN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 46' S 91' LOT 13 (EX E 59.5') LOUISA MERELLS ADD |
| Legal Subdivision | LOUISA MERELLS ADD |
| Legal Lot Number | 13 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30800 |
Source: Shiawassee County records · APN 050-430-000-004-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 HAMBLIN ST, OWOSSO, MI 48867-3603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 14, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Oct 02, 2018 | Warranty Deed, Transfer UNION HM MTG CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Dec 14, 2020 |
| Deed Document Number | 20223365203 |
| Deed Book / Page | 1301 / 212 |
| Prior Transfer Date | Dec 09, 2020 |
| Prior Transfer Doc | 0012760226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 12, 2022 |
| Property Address | 423 HAMBLIN ST, OWOSSO, MI 48867-3603 |
| Document Number | 0013010212 |
| Book / Page | 1301 / 212 |
| Map Reference | LB U PG 964 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 3365203 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 HAMBLIN ST, 423, OWOSSO, MI 48867-3603 |
| Name | Verified Name |
|---|---|
| Address | 423 HAMBLIN ST, OWOSSO, MI 48867-3603 |
| Document Number | 0003365204 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 3365204 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 14, 2020 |
| Property Address | 423 HAMBLIN ST, OWOSSO, MI 48867-3603 |
| Document Number | 0012760226 |
| Book / Page | 1276 / 226 |
| Instrument Date | Dec 09, 2020 |
| Instrument | 3339910 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | MUTUAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 HAMBLIN ST, OWOSSO, MI 48867-3603 |
| Document Number | 3339911 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 3339911 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 02, 2018 |
| Property Address | 423 HAMBLIN ST, OWOSSO, MI 48867-3603 |
| Document Number | 0012500555 |
| Book / Page | 001250 / 000555 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 3313937 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5523 SIMPSON RD OWOSSO MI 488679380, OWOSSO, MI 48867-9380 |
| Document Number | 12500556 |
|---|---|
| Date | Oct 02, 2018 |
| Book Page | 001250/000556 |
| Instrument | 3313938 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,700 (+9.94%) | $77,400 (+9.94%) | |
| 2025 | $1,337.00 (+4.95%) Homeowner's exemption | $35,200 (+20.55%) | $70,400 (+20.55%) |
| 2024 | $1,274.00 | ||
| 2023 | $1,274.00 Homeowner's exemption | $29,200 | $58,400 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550308003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Aug 2023, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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