Ocean County and Plumsted Township property record for 426 E Millstream Rd, Cream Ridge, NJ 08514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1975 |
| Lot Size | 0.287 acres (12,510 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,183 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-00063-0000-00027 |
| Primary APN | 24-00063-0000-00027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 12,510 sqft (0.287 acres) |
| Lot Dimensions | 139 ft deep x 90 ft wide |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 426 E MILLSTREAM RD |
|---|---|
| City | CREAM RIDGE |
| State | NJ |
| Zip | 08514-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | 90X139 |
| Legal Subdivision | CHERCHA SEC B |
| Legal Block | 63 |
| Legal Lot Number | 27 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | PLUMSTED |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 718000 |
Source: Ocean County and Plumsted Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 426 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 426 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0188871626 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 18887/1626 |
| Instrument | 2022012660 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Plumsted Township |
| Unified School District | Plumsted Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,000 (+103.06%) Land $171,000 Building $187,000 | $358,000 (+103.06%) Land $171,000 Building $187,000 | |
| 2025 | $6,183.00 (+18.13%) Widower's exemption | $176,300 (-) Land $101,300 Building $75,000 | $176,300 (-) Land $101,300 Building $75,000 |
| 2024 | $5,234.00 (+12.97%) | ||
| 2023 | $176,300 Land $101,300 Building $75,000 | $176,300 Land $101,300 Building $75,000 | |
| 2022 | $4,633.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 77% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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