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423 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 423 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,252 sqft · built 1983
Lot Size0.97 acres (42,266 sqft)
Owner2 Individual Names on Record
Last Sale$189,900 (Apr 2015)
Tax Bill$8,196 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-00060-0000-00025

Property Details

APN / Parcel Number

Primary APN24-00060-0000-00025
Alternative APN
  • 240006000025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,252 sqft Living Area
1st Floor Area1,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area42,266 sqft (0.97 acres)
Lot Dimensions251 ft deep x 95 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address423 E MILLSTREAM RD
CityCREAM RIDGE
StateNJ
Zip08514-2414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal Description167.95X251.65
Legal Block60
Legal Lot Number25
JurisdictionOCEAN NJ
Township / Civil DivisionPLUMSTED
Census Block Group4
Census Block4007
Census Tract718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address423 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2015 · Amount on Record
Deed SaleApr 17, 2015 · Amount on Record
Deed Document Number201536585
Deed Book / Page16057 / 739
Prior Transfer DateAug 25, 2014
Prior Transfer Doc0159420284
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address423 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2414
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyNATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180321941
DateSep 1, 2020
Book Page18032/1941
Instrument2020095540
Lender
NameGREENTREE MORTGAGE COMPANY LP
TypeMortgage Company
AddressGIBBSBORO, NJ 08026
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionPlumsted Township
Unified School DistrictPlumsted Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$433,000 (+85.28%) Land $194,900 Building $238,100$433,000 (+85.28%) Land $194,900 Building $238,100
2025$8,196.00 (+12.74%)$233,700 (-) Land $127,600 Building $106,100$233,700 (-) Land $127,600 Building $106,100
2024$7,270.00 (+12.31%)
2023$233,700 Land $127,600 Building $106,100$233,700 Land $127,600 Building $106,100
2022$6,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 78% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Optimum.

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