426 E 2nd St, Gibson City, IL 60936 Property Records

Ford County property record for 426 E 2nd St, Gibson City, IL 60936

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,070 sqft · built 1952
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$80,500 (Jan 2019)
Tax Bill	$4,541 (2025)
Deeds & Mortgages	Jan 2024 Transfer Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-11-480-012`

Property Details

APN / Parcel Number

Primary APN	`09-11-11-480-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	75 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	308 sqft

Location & Zoning

Street Address	426 E 2ND ST
City	GIBSON CITY
State	IL
Zip	60936-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 75' OF S 115' OF E 80' LOT 2 LAND CO SUB DIV 80 X 75
Legal Range	07E
Legal Township	23N
Legal Section	11
Legal Subdivision	LAND CO SUB DIV
Legal Lot Number	2
Jurisdiction	FORD IL
Township / Civil Division	DRUMMER
Census Block Group	4
Census Block	4025
Census Tract	962000

Owner

426 E 2nd St is owned and occupied by two individuals who acquired it in January 2024.

Source: Ford County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 E 2ND ST, GIBSON CITY, IL 60936-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Intrafamily Transfer, Transfer
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GIBSON CITY
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GIBSON CITY
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GIBSON CITY
Jan 3, 2019	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF GIBSON CITY
Sep 18, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Prior Sale	Sep 18, 2018
Deed Document Number	2019270201
Last Transfer Date	Jan 24, 2024
Transfer Doc	0000282680
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORD IL
Recording Date	Jan 26, 2024
Property Address	426 E 2ND ST, GIBSON CITY, IL 60936-1806
Document Number	0000282680
Instrument Date	Jan 24, 2024
Instrument	282680
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 2ND ST, GIBSON CITY, IL 60936-1806

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	426 E 2ND ST, GIBSON CITY, IL 60936-1806
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	275805
Date	Mar 15, 2021
Instrument	275805

Lender

Name	BANK OF GIBSON CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	426 E 2ND ST, GIBSON CITY, IL 60936-1806
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	273346
Date	Jun 1, 2020
Instrument	273346

Lender

Name	BANK OF GIBSON CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	426 E 2ND ST, GIBSON CITY, IL 60936-1806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	273346
Date	Jun 1, 2020
Instrument	273346

Lender

Name	BANK OF GIBSON CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jan 3, 2019
Property Address	426 E 2ND ST, GIBSON CITY, IL 60936-1806
Document Number	270201
Instrument Date	Dec 27, 2018
Instrument	270201
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S SANGAMON AVE, GIBSON CITY, IL 60936-1556

Mortgage

Document Number	270202
Date	Jan 3, 2019
Instrument	270202

Lender

Name	BANK OF GIBSON CITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	FORD IL
Recording Date	Sep 18, 2018
Property Address	426 E 2ND ST, GIBSON CITY, IL 60936-1806
Document Number	269493
Map Reference	BK 58 PG 329
Instrument Date	Aug 20, 2018
Instrument	269493
Transaction Type	Foreclosure
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

The 2025 property tax bill for 426 E 2nd St was $4,541 with a homeowner's exemption, up 36.4% from the year before.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Drummer Township
Municipality	Gibson City
Unified School District	Gibson City-Melvin-Sibley Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,541.00 (+36.45%) Homeowner's exemption	$58,290 (+12.12%) Land $5,190 Building $53,100	$174,870 (+12.12%) Land $15,570 Building $159,300
2024	$3,328.00	$51,990 Land $4,630 Building $47,360	$155,970 Land $13,890 Building $142,080
2022	$3,007.00	$43,150 Land $3,840 Building $39,310	$129,450 Land $11,520 Building $117,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBSON CITY serves 3,500 people · EPA ID IL0530100
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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