407 E 2nd St, Gibson City, IL 60936 Property Records

Ford County property record for 407 E 2nd St, Gibson City, IL 60936

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1966
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Feb 2020)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-11-11-459-003`

Property Details

APN / Parcel Number

Primary APN	`09-11-11-459-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	364 sqft

Location & Zoning

Street Address	407 E 2ND ST
City	GIBSON CITY
State	IL
Zip	60936-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 RE-SUB OF E 1/2 LOT 1 LAND CO SUB-DIV 70 X 120
Legal Range	07E
Legal Township	23N
Legal Section	11
Legal Subdivision	LAND CO SUB-DIV
Legal Lot Number	1,5
Jurisdiction	FORD IL
Township / Civil Division	DRUMMER
Census Block Group	4
Census Block	4028
Census Tract	962000

Owner

407 E 2nd St is owned and occupied by two individuals who bought it in February 2020.

Source: Ford County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 E 2ND ST, GIBSON CITY, IL 60936-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Aug 7, 2014 · Amount on File
Deed Document Number	2020272707
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Feb 28, 2020
Property Address	407 E 2ND ST, GIBSON CITY, IL 60936-1805
Document Number	272707
Instrument Date	Feb 28, 2020
Instrument	272707
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 E 2ND ST, GIBSON CITY, IL 60936-1805

Mortgage

Document Number	272708
Date	Feb 28, 2020
Instrument	272708

Lender

Name	FIRST MIDWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 407 E 2nd St was $3,109 with a homeowner's exemption.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Drummer Township
Municipality	Gibson City
Unified School District	Gibson City-Melvin-Sibley Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,109.00	$45,890 Land $6,010 Building $39,880	$137,670 Land $18,030 Building $119,640
2022	$2,269.00	$33,970 Land $4,450 Building $29,520	$101,910 Land $13,350 Building $88,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBSON CITY serves 3,500 people · EPA ID IL0530100
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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