426 E 18th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 426 E 18th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,848 sqft · built 1988
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Tax Bill	$2,011 (2024)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-22-153-005.000-022`

Property Details

APN / Parcel Number

Primary APN	`71-09-22-153-005.000-022`
Alternative APN	`0271001018602`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0271001018602
Street Address	426 E 18TH ST
City	MISHAWAKA
State	IN
Zip	46544-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	117.72' ON N SIDE 18TH ST BEG 373.75' N & 270.28' E OF SW COR NW SEC 22 37 3E
Legal Range	03E
Legal Township	37
Legal Section	22
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2040
Census Tract	10300

Owner

426 E 18th St is owned and occupied by an individual who acquired it in July 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Seller Carry-Back OTTO T WILSON
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Aug 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NOTRE DAME FCU
Jun 20, 2019	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Jun 8, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA
Sep 29, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022
Deed Sale	Jul 20, 2022
Prior Sale	Aug 11, 2021
Deed Document Number	0002221204
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001726020
Date	Sep 22, 2017
Instrument	1726020

Lender

Name	OTTO T WILSON
Type	Seller
Address	734 VISTULA RD, OSCEOLA, IN 46561

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	12 Months
Due	Sep 13, 2018

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 20, 2022
Property Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613
Document Number	0002221204
Instrument Date	Jul 15, 2022
Instrument	2221204
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613

Mortgage

Document Number	0002221205
Date	Jul 20, 2022
Instrument	2221205

Lender

Name	CHURCHILL MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 11, 2021
Property Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613
Document Number	0002127729
Instrument Date	Aug 2, 2021
Instrument	2127729
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613

Mortgage

Document Number	0002127730
Date	Aug 11, 2021
Instrument	2127730

Lender

Name	NOTRE DAME FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 20, 2019
Property Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613
Document Number	0001914347
Instrument Date	Jun 17, 2019
Instrument	1914347
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NEAR NORTH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613

Mortgage

Document Number	0001914348
Date	Jun 20, 2019
Instrument	1914348

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 8, 2018
Property Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613
Document Number	0001813755
Instrument Date	May 23, 2018
Instrument	1813755
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613

Mortgage

Document Number	0001813757
Date	Jun 8, 2018
Instrument	1813757

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

September 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 29, 2017
Property Address	426 E 18TH ST, MISHAWAKA, IN 46544-5613
Document Number	0001726723
Instrument Date	Sep 14, 2017
Instrument	1726723
Transaction Type	Foreclosure
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21530 COUNTY ROAD 8, BRISTOL, IN 46507-9301

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,600 Land $77,800 Building $159,800	$237,600 Land $77,800 Building $159,800
2024	$2,011.00 (-2.85%)
2023	$2,070.00 (-5.82%)	$206,800 (-5.83%) Land $77,900 Building $128,900	$206,800 (-5.83%) Land $77,900 Building $128,900
2022	$2,198.00 Homeowner's exemption	$219,600 Land $77,900 Building $141,700	$219,600 Land $77,900 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 E 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 E 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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