615 E 18th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 615 E 18th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,388 sqft · built 1944
Lot Size	0.333 acres (14,490 sqft)
Owner	Individual Name on File
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-22-154-008.000-022`

Property Details

APN / Parcel Number

Primary APN	`71-09-22-154-008.000-022`
Alternative APN	`02710010196`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	2,136 sqft
Basement Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,490 sqft (0.333 acres)
Lot Dimensions	161 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	480 sqft
Deck Area	350 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	615 E 18TH ST
City	MISHAWAKA
State	IN
Zip	46544-5608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90 E & W X 161 N & S PT SW NW SEC 22-37-3E
Legal Range	3E
Legal Township	37
Legal Section	22
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2039
Census Tract	10300

Owner

615 E 18th St is owned and occupied by an individual who acquired it in March 2019.

Source: St. Joseph County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	615 E 18TH ST, MISHAWAKA, IN 46544-5608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit TLCU FINANCIAL
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit TLCU FINANCIAL
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage TLCU FINANCIAL
Mar 6, 2019	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019
Deed Sale	Mar 6, 2019
Deed Document Number	20194742
Prior Transfer Date	Mar 5, 2019
Prior Transfer Doc	0000004742
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	615 E 18TH ST, MISHAWAKA, IN 46544-5608
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002307456
Date	Apr 11, 2023
Instrument	2307456

Lender

Name	TLCU FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2043

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	615 E 18TH ST, MISHAWAKA, IN 46544-5608
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002231471
Date	Nov 1, 2022
Instrument	2231471

Lender

Name	TLCU FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2042

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	615 E 18TH ST, MISHAWAKA, IN 46544-5608
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002031339
Date	Oct 13, 2020
Instrument	2031339

Lender

Name	TLCU FINANCIAL
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2040

Interest

Rate Type	Fixed Rate

March 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 6, 2019
Property Address	615 E 18TH ST, MISHAWAKA, IN 46544-5608
Document Number	0001904742
Instrument Date	Mar 5, 2019
Instrument	1904742
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E 18TH ST, MISHAWAKA, IN 46544-5608

Tax Assessment & Valuation

The 2025 property tax bill for 615 E 18th St was $2,007 with a homeowner's exemption, up 10.5% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00 (+10.52%)	$220,400 Land $57,000 Building $163,400	$220,400 Land $57,000 Building $163,400
2024	$1,816.00 (-10.76%)
2023	$2,035.00 (-30.38%)	$188,100 (-) Land $57,000 Building $131,100	$188,100 (-) Land $57,000 Building $131,100
2022	$2,923.00 Homeowner's exemption	$188,100 Land $57,000 Building $131,100	$188,100 Land $57,000 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 E 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 E 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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