426 Covington Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 426 Covington Dr, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms7 Baths
Year BuiltBuilt 2002
Square Footage2,020 sqft Building Perimeter
Lot Size63,598 sqft (1.46 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2021)
Tax Bill$11,914.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-19-165-017-000

Interior

Bedrooms5 Beds
Full Baths7 Baths
Plumbing Fixtures19 Plumbing Fixtures
Building Area2,020 sqft Building Perimeter
1st Floor1,368 sqft 1st Floor
Basement Area480 sqft Basement
Unfinished Basement480 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeNo Foundation Foundation
Lot Area63,598 sqft (1.46 acres)
DrivewayDriveway Asphalt
Driveway Area2,238 sqft Driveway
Garage Area1,060 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool Pool Type
Pool Area462 sqft Pool
Deck Area236 sqft Deck
Patio Area364 sqft Patio
Porch Area373 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address426 COVINGTON DR
CityWATERLOO
StateIL
Zip62298-3285
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 17 REMLOK
Legal Range09W
Legal Township02S
Legal Section19
Legal SubdivisionREMLOK
Legal Lot Number17
JurisdictionMONROE IL
Minor Civil Division26
Census Blockgroup4
Census Block4013
Census Tract600401

Owner

Source: Monroe County records · APN 08-19-165-017-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address426 COVINGTON DR, WATERLOO, IL 62298-3285
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK
Jun 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Deed Doc Number2021421019
Record RefreshedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateNov 18, 2021
Property Address426 COVINGTON DR, WATERLOO, IL 62298-3285
Document Number0000421019
Map ReferenceDOC 243316
Instrument DateNov 17, 2021
Instrument421019
Transaction TypeTransfer
Record UpdatedDec 01, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$787.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address415 BENJAMIN LN, 415, WATERLOO, IL 62298-3382

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 COVINGTON DR, WATERLOO, IL 62298-3285

Mortgage

Document Number0000421020
DateNov 18, 2021
Instrument421020
Lender
NameMORTGAGE RESEARCH CENTER LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Interest
Rate2.99%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address426 COVINGTON DR, WATERLOO, IL 62298-3285
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000419965
DateSep 30, 2021
Instrument419965
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address426 COVINGTON DR, WATERLOO, IL 62298-3285
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000396383
DateJun 12, 2018
Instrument396383
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$210,140 (+30.22%) Land $26,080 Building $184,060$630,420 (+30.22%) Land $78,240 Building $552,180
2024$11,914.00
2022Additional exemption filed$161,370 Land $26,500 Building $134,870$484,110 Land $79,500 Building $404,610

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