Monroe County property record for 413 Covington Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,589 sqft Living Area |
| Lot Size | 31,363 sqft (0.72 acres) |
| Garage | 1,224 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $12,226.00 (2024) |
| Primary APN | 08-19-165-023-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 2,589 sqft Living Area |
| 1st Floor | 2,589 sqft 1st Floor |
| Basement Area | 2,589 sqft Basement |
| Unfinished Basement | 2,589 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Area | 1,224 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 794 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 413 COVINGTON DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3290 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 23 REMLOK |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | REMLOK |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 4 |
| Census Block | 4037 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-19-165-023-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 COVINGTON DR, WATERLOO, IL 62298-3290 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Jan 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Mar 29, 2017 | Trustee's Deed, Construction Loan · Building or Construction Mortgage FIRST NAT'L BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 413 COVINGTON DR, WATERLOO, IL 62298-3290 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000425414 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 425414 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 413 COVINGTON DR, WATERLOO, IL 62298-3290 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000419963 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 419963 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 413 COVINGTON DR, WATERLOO, IL 62298-3290 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000403772 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 403772 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 413 COVINGTON DR, WATERLOO, IL 62298-3290 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000393780 |
|---|---|
| Date | Jan 05, 2018 |
| Instrument | 393780 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 29, 2017 |
| Property Address | 413 COVINGTON DR, WATERLOO, IL 62298-3290 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 389001 |
| Transaction Type | Construction Loan |
| Record Updated | May 09, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 413 COVINGTON DR WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000389001 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 389001 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 28, 2018 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $218,590 (+32.16%) Land $24,990 Building $193,600 | $655,770 (+32.16%) Land $74,970 Building $580,800 | |
| 2024 | $12,226.00 | ||
| 2022 | Additional exemption filed | $165,400 Land $21,120 Building $144,280 | $496,200 Land $63,360 Building $432,840 |
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