426 Central Ave, Coldwater, MS 38618 Property Records

Tate County property record for 426 Central Ave, Coldwater, MS 38618

Property Summary

Property Type	Commercial
Details	5,000 sqft · built 1930
Owner	Individual Name on File
Tax Bill	$2,181 (2025)
Flood Zone	Zone X (minimal risk)
APN	`039P12 0000700`

Property Details

APN / Parcel Number

Primary APN	`039P12 0000700`

Interior

Building Area	5,000 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt

Location & Zoning

Street Address	426 CENTRAL AVE
City	COLDWATER
State	MS
Zip	38618-3843
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT BLK A PT 4 1941 EXT
Legal Range	07
Legal Township	04
Legal Section	31
Legal Block	A
Jurisdiction	TATE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3054
Census Tract	950301

Owner

426 Central Ave, a commercial property, is owned by an individual.

Source: Tate County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 18622, MEMPHIS, TN 38181-0622
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 426 Central Ave was $2,181.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Municipality	Coldwater Town
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00	$14,019 Land $1,285 Building $12,734	$93,458 Land $8,567 Building $84,891
2023	$1,794.00	$10,910 Land $1,285 Building $9,625	$72,735 Land $8,567 Building $64,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20