Tate County property record for 422 Central Ave, Coldwater, MS 38618
| Property Type | Commercial |
|---|---|
| Details | 2,520 sqft · built 1930 |
| Owner | Company Name on File |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039P12 0000800 |
| Primary APN | 039P12 0000800 |
|---|
| Building Area | 2,520 sqft Finished Area |
|---|---|
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Built-Up Asphalt |
| Street Address | 422 CENTRAL AVE |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT BLK A PT 4 1941 EXT 422 CENTRAL AVE |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Block | A |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 950301 |
422 Central Ave, a commercial property, is owned by a company.
Source: Tate County records, as of December 22, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 486, COLDWATER, MS 38618-0486 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 422 CENTRAL AVE, COLDWATER, MS 38618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023/9453 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 2023/9453 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jul 26, 2024 |
The 2025 property tax bill for 422 Central Ave was $1,353.
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Municipality | Coldwater Town |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,353.00 | $8,696 Land $556 Building $8,140 | $57,972 Land $3,706 Building $54,266 |
| 2023 | $1,099.00 | $6,683 Land $556 Building $6,127 | $44,550 Land $3,706 Building $40,844 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 Central Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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