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  5. Bright Mountain Rd

426 Bright Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 426 Bright Mountain Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,728 sqft · built 2000
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Feb 2022)
Tax Bill$2,122 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7563-16-5274

Property Details

APN / Parcel Number

Primary APN7563-16-5274
Alternative APN
  • 119349

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,728 sqft Heated Area
1st Floor Area1,344 sqft
Upper Floors Area384 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area750 sqft
CarportCarport
Carport Area750 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area276 sqft
Deck Area176 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address426 BRIGHT MOUNTAIN RD
CityCULLOWHEE
StateNC
Zip28723-8733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFF N NORTON RD
JurisdictionJACKSON NC
Township / Civil DivisionHAMBURG
Census Block Group2
Census Block2004
Census Tract950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address225 FERNLY PARK DR, JOHNS CREEK, GA 30022-6365
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2022 · Amount on Record
Deed SaleFeb 17, 2022 · Amount on Record
Deed Book / Page2327 / 1026
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateFeb 17, 2022
Property Address426 BRIGHT MOUNTAIN RD, CULLOWHEE, NC 28723
Document Number0023271026
Book / Page2327 / 1026
Map ReferenceCAB 25 SL 349
Instrument DateFeb 16, 2022
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18234 SANDY PINES CIR, 18234, FORT MYERS, FL 33917-4735

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 FERNLY PARK DR, ALPHARETTA, GA 30022-6365

Mortgage

Document Number0023271029
DateFeb 17, 2022
Instrument2327/1029
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 2, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$558,619 (+86.31%) Land $68,060 Building $490,559
2025$2,122.00 (+86.3%)
2023$1,139.00$299,830 Land $53,550 Building $246,280

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2013–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Frontier, Skyrunner, T-Mobile.

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