142 Bright Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 142 Bright Mountain Rd, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1950
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$647,000 (Jun 2023)
Tax Bill	$2,836 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7563-05-6102`

Property Details

APN / Parcel Number

Primary APN	`7563-05-6102`
Alternative APN	`107072`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Heated Area
1st Floor Area	768 sqft
Upper Floors Area	288 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Deck Area	48 sqft
Patio Area	776 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	142 BRIGHT MOUNTAIN RD
City	CULLOWHEE
State	NC
Zip	28723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF N NORTON RD
Jurisdiction	JACKSON NC
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2070
Census Tract	950800

Owner

142 Bright Mountain Rd is owned by an individual who bought it in June 2023.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3547 E CENTERTON RD, MOORESVILLE, IN 46158-7158
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 21, 2023	Warranty Deed, Transfer
Mar 31, 2023	Intrafamily Transfer, Transfer
Jul 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Jul 26, 2022 · Amount on File
Deed Book / Page	2358 / 593
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	142 BRIGHT MOUNTAIN RD, CULLOWHEE, NC 28723
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 PEREGRINE LN, GREENWOOD, IN 46143-4011

Mortgage

Document Number	0023611541
Date	Aug 16, 2023
Book Page	2361/1541

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 21, 2023
Property Address	142 BRIGHT MOUNTAIN RD, CULLOWHEE, NC 28723
Document Number	0023580593
Book / Page	2358 / 593
Instrument Date	Jun 21, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Tax	$1,294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 COMANCHE RD, CULLOWHEE, NC 28723-8634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 PEREGRINE LN, GREENWOOD, IN 46143-4011

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Mar 31, 2023
Property Address	142 BRIGHT MOUNTAIN RD, CULLOWHEE, NC 28723
Document Number	0023531519
Book / Page	2353 / 1519
Map Reference	MB 23239 PG 1318
Instrument Date	Mar 30, 2023
Transaction Type	Transfer
Record Updated	Apr 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 COMANCHE RD, CULLOWHEE, NC 28723-8634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 COMANCHE RD, CULLOWHEE, NC 28723-8634

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 26, 2022
Property Address	142 BRIGHT MOUNTAIN RD, CULLOWHEE, NC 28723
Document Number	0023391318
Book / Page	2339 / 1318
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 PHILLIPS RD, 1110, ANDERSON, SC 29625-5708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 COMANCHE RD, CULLOWHEE, NC 28723-8634

Tax Assessment & Valuation

The 2025 property tax bill for 142 Bright Mountain Rd was $2,836.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$746,506 Land $82,000 Building $664,506
2025	$2,836.00
2023	$1,220.00 (+37.39%)	$321,210 (+72.2%) Land $64,000 Building $257,210
2022	$888.00	$186,530 Land $64,000 Building $122,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 142 Bright Mountain Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 142 Bright Mountain Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Skyrunner, T-Mobile.

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