426 Bowen St, Monterey, CA 93940 Property Records

Monterey County property record for 426 Bowen St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1929
Lot Size	0.263 acres (11,493 sqft)
Owner	2 Owner Names on File
Last Sale	$695,000 (May 2000)
Tax Bill	$12,281 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone D (undetermined)
APN	`001-251-002-000`

Property Details

APN / Parcel Number

Primary APN	`001-251-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Architectural Style	Other
Construction Type	Wood
Lot Area	11,493 sqft (0.263 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	426 BOWEN ST
City	MONTEREY
State	CA
Zip	93940-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY HEIGHTS L 4 & POR OF L 5 & NLY POR OF LOTS 8 & 9 BLK 19
Legal Subdivision	MONTEREY HEIGHTS
Legal Block	19
Legal Lot Number	8,9 9
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3011
Census Tract	12700

Owner

Source: Monterey County records · APN 001-251-002-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	426 BOWEN ST, MONTEREY, CA 93940-2106
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2000 · Amount on Record
Deed Sale	May 02, 2000 · Amount on Record
Prior Sale	Oct 01, 2002
Deed Document Number	0000027618
Deed Book / Page	001
Last Transfer Date	Oct 02, 2002
Transfer Doc	0000091253
Record Updated	Jun 07, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	426 BOWEN ST, MONTEREY, CA 93940-2106
Document Number	0000015013
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	LANDSAFE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	426 BOWEN ST MONTEREY CA 939402106, MONTEREY, CA 93940-2106

Mortgage

Document Number	0000015013
Date	Mar 20, 2017
Instrument	15013

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2032

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,281.00 (+9.98%) Homeowner's exemption	$1,068,183 (+4.04%) Land $461,081 Building $607,102
2023	$11,167.00 (+1.44%) Homeowner's exemption	$1,026,707 Land $443,178 Building $583,529
2022	$11,008.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum Communications.

Based on FCC filings for 310 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.