400 Bowen St, Monterey, CA 93940 Property Records

Monterey County property record for 400 Bowen St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,292 sqft · built 1940
Lot Size0.239 acres (10,447 sqft)
Owner2 Company Names on File
Last Sale$525,000 (Jan 2002)
Tax Bill$8,966 (2025)
Deeds & MortgagesApr 2021 Transfer
Apr 2020 Mortgage
Flood ZoneZone D (undetermined)
APN001-251-001-000

Property Details

APN / Parcel Number

Primary APN001-251-001-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms16 Rooms
Stories1 Story
Building Area1,292 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleOther
Construction TypeWood
Lot Area10,447 sqft (0.239 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address400 BOWEN ST
CityMONTEREY
StateCA
Zip93940-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTEREY HEIGHTS NE 10 FT OF L 5 & ALL OF L 6 & 7 & NE 31.79 FT OF L 8 BLK 19
Legal SubdivisionMONTEREY HEIGHTS
Legal Block19
Legal Lot Number5
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group3
Census Block3011
Census Tract12700

Owner

Source: Monterey County records · APN 001-251-001-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address400 BOWEN ST, MONTEREY, CA 93940-2106
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Intrafamily Transfer, Transfer
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJan 23, 2002 · Amount on Record
Deed SaleJan 23, 2002 · Amount on Record
Prior SaleAug 22, 2007
Deed Document Number0000006760
Last Transfer DateApr 20, 2021
Transfer Doc0000028332
Record UpdatedJun 08, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateApr 20, 2021
Property Address400 BOWEN ST, MONTEREY, CA 93940-2106
Document Number0000028332
Map ReferenceVOL 1 PG 68
Instrument DateApr 02, 2021
Instrument2021028332
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressBOWEN STREET, MONTEREY, CA 93940

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address400 BOWEN ST, MONTEREY, CA 93940-2106
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018533
DateApr 15, 2020
Instrument2020018533
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2035

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,966.00 (+10.51%) Homeowner's exemption$775,563 (+4.04%) Land $553,979 Building $221,584
2023$8,113.00 (+1.41%) Homeowner's exemption$745,449 Land $532,468 Building $212,981
2022$8,000.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Optimum Communications.

Based on FCC filings for 310 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Bowen St

Nearby Streets

Search Property Records by Address or Parcel Number