426 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 426 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 3 ba · 3,275 sqft · built 2003
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$945,000 (Mar 2025)
Tax Bill	$8,918 (2025)
Deeds & Mortgages	Jun 2021 Refinance Dec 2005 Sale & Mortgage
APN	`0850000001220`

Property Details

APN / Parcel Number

Primary APN	`0850000001220`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,275 sqft Total Area
1st Floor Area	1,885 sqft
Attic	Attic
Attic Area	506 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	799 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	506 sqft
Pool Area	612 sqft
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	426 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-2327
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	A1: AGRICU
Legal Description	LOT 3 SUBD OF JANE C STUART-TURMAN PROP 3.5781AC [ADMIN PARCEL 85-122A]
Legal Subdivision	WHOLE MAP 085/SIR RALEIGH ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	21009

Owner

426 Benefit Rd is owned by two individuals who bought it in March 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 BENEFIT RD, CHESAPEAKE, VA 23322-2327
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Dec 5, 2005	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on File
Deed Sale	Mar 20, 2025 · Amount on File
Prior Sale	Dec 5, 2005 · Amount on File
Deed Document Number	20255543
Deed Book / Page	10835 / 1209
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	426 BENEFIT RD, CHESAPEAKE, VA 23322-2327
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010398/907
Date	Jun 28, 2021
Book Page	10398/907
Instrument	210029353

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 5, 2005
Property Address	426 BENEFIT RD, CHESAPEAKE, VA 23322-2327
Document Number	006303/864
Book / Page	6303 / 864
Instrument Date	Nov 1, 2005
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006303867
Date	Dec 5, 2005
Instrument	6303/867

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 426 Benefit Rd was $8,918.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$896,600 (+1.54%) Land $265,000 Building $631,600	$896,600 (+1.54%) Land $265,000 Building $631,600
2025	$8,918.00	$883,000 Land $239,900 Building $643,100	$883,000 Land $239,900 Building $643,100
2023		$750,300 (+7.57%) Land $189,900 Building $560,400	$750,300 (+7.57%) Land $189,900 Building $560,400
2022		$697,500 Land $169,900 Building $527,600	$697,500 Land $169,900 Building $527,600
2019	$5,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 426 Benefit Rd; there have been 10 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Benefit Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

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