400 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 400 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1965
Lot Size	4.39 acres (191,577 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2021 Refinance
APN	`0850000000191`

Property Details

APN / Parcel Number

Primary APN	`0850000000191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	191,577 sqft (4.39 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	435 sqft
Patio Area	752 sqft
Shed	1 Shed
Shed Area	435 sqft
Quonset Hut	435 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	400 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	4.398 AC NR DIGGS CHURCH
Legal Subdivision	WHOLE MAP 085/SIR RALEIGH ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 BENEFIT RD, CHESAPEAKE, VA 23322-2327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	400 BENEFIT RD, CHESAPEAKE, VA 23322-2327
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010038/333
Date	Jul 30, 2019
Book Page	10038/333
Instrument	190019429

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	400 BENEFIT RD, CHESAPEAKE, VA 23322-2327
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10341/1606
Date	Mar 30, 2021
Book Page	10341/1606
Instrument	210014605

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,800 (+5.86%) Land $278,700 Building $218,100	$496,800 (+5.86%) Land $278,700 Building $218,100
2025	$4,740.00 (+53.2%)	$469,300 (+19.81%) Land $246,900 Building $222,400	$469,300 (+19.81%) Land $246,900 Building $222,400
2023		$391,700 (+7.43%) Land $196,900 Building $194,800	$391,700 (+7.43%) Land $196,900 Building $194,800
2022		$364,600 Land $176,900 Building $187,700	$364,600 Land $176,900 Building $187,700
2019	$3,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

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