426 13th St, Union City, NJ 07087 Property Records

Hudson County and Union City property record for 426 13th St, Union City, NJ 07087

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 1893
Lot Size	0.036 acres (1,586 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Sep 2018)
Tax Bill	$9,580 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00064-0000-00016-01`

Property Details

APN / Parcel Number

Primary APN	`10-00064-0000-00016-01`
Alternative APNs	`10000640000000160001` `150300`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,000 sqft Living Area

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Construction Type	Frame
Lot Area	1,586 sqft (0.036 acres)
Lot Dimensions	63.4 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	150300
Street Address	426 13TH ST
City	UNION CITY
State	NJ
Zip	07087-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ADDITIONAL LOTS: COR
Legal Subdivision	UNION CITY
Legal Block	64
Legal Lot Number	16.1
Jurisdiction	HUDSON NJ
Township / Civil Division	UNION CITY
Census Block Group	2
Census Block	2004
Census Tract	17400

Owner

426 13th St is owned and occupied by an individual who bought it in September 2018.

Source: Hudson County and Union City records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	426 13TH ST, UNION CITY, NJ 07087-4214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Aug 5, 2019	Deed of Trust, Mortgage NJ LENDERS
Sep 18, 2018	Grant Deed, Transfer · FHA Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on File
Deed Sale	Sep 18, 2018 · Amount on File
Deed Document Number	201810102870
Deed Book / Page	9341 / 53
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	426 13TH ST, UNION CITY, NJ 07087-4214
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 21ST ST, UNION CITY, NJ 07087-4432

Mortgage

Document Number	20251006060093920
Date	Oct 6, 2025
Book Page	20834/460
Instrument	20251006060093920

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	426 13TH ST, UNION CITY, NJ 07087-4214
Document Number	0060104680
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 PATERSON AVE LITTLE FALLS NJ 074241657, LITTLE FALLS, NJ 07424-1657

Mortgage

Document Number	0060104680
Date	Aug 19, 2019
Book Page	019440/000620
Instrument	60104680

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Sep 18, 2018
Property Address	426 13TH ST, UNION CITY, NJ 07087-4214
Document Number	0010102870
Book / Page	009341 / 000053
Instrument Date	Sep 7, 2018
Instrument	10102870
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 13TH ST UNION CITY NJ 070874214, UNION CITY, NJ 07087-4214

Mortgage

Document Number	60116690
Date	Sep 18, 2018
Book Page	019248/000273
Instrument	60116690

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 426 13th St was $9,580, up 2.2% from the year before.

Source: Hudson County and Union City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Union City
Unified School District	Union City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,700 (+2.95%) Land $216,900 Building $316,800	$533,700 (+2.95%) Land $216,900 Building $316,800
2025	$9,580.00 (+2.16%)	$518,400 Land $211,500 Building $306,900	$518,400 Land $211,500 Building $306,900
2024	$9,377.00
2023		$120,000 Land $76,000 Building $44,000	$120,000 Land $76,000 Building $44,000
2022	$8,568.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 426 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 426 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,040 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Xfinity.

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