424 13th St, Union City, NJ 07087 Property Records

Hudson County and Union City property record for 424 13th St, Union City, NJ 07087

Property Summary

Property Type	Single Family Home
Details	2,188 sqft · built 1963
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Jul 2020)
Tax Bill	$14,566 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00064-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`10-00064-0000-00015`
Alternative APNs	`100006400015` `150200`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,188 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	150200
Street Address	424 13TH ST
City	UNION CITY
State	NJ
Zip	07087-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	WEST HOBOKEN
Legal Block	64
Legal Lot Number	15
Jurisdiction	HUDSON NJ
Township / Civil Division	UNION CITY
Census Block Group	2
Census Block	2004
Census Tract	17400

Owner

424 13th St is owned and occupied by an individual who bought it in July 2020.

Source: Hudson County and Union City records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	424 13TH ST, UNION CITY, NJ 07087-4249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Grant Deed, Transfer ALTERRA HM LNS
Jul 30, 2019	Grant Deed, Transfer · Conventional Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	202010048030
Deed Book / Page	9497 / 574
Prior Transfer Date	Aug 1, 1994
Prior Transfer Doc	0000006973
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Jul 27, 2020
Property Address	424 13TH ST, UNION CITY, NJ 07087-4249
Document Number	0010048030
Book / Page	009497 / 000574
Instrument Date	May 26, 2020
Instrument	10048030
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	NEW HORIZON ABSTRACT INC, NEW HORIZON ABS INC

Transaction

Amount	Amount on Record
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 13TH ST UNION CITY NJ 070874249, UNION CITY, NJ 07087-4249

Mortgage

Document Number	60092720
Date	Jul 27, 2020
Book Page	019653/000448
Instrument	60092720

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Jul 30, 2019
Property Address	424 13TH ST, UNION CITY, NJ 07087-4249
Document Number	0010071570
Book / Page	009421 / 000052
Instrument Date	Jul 10, 2019
Instrument	10071570
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 13TH ST UNION CITY NJ 070874249, UNION CITY, NJ 07087-4249

Mortgage

Document Number	60091890
Date	Jul 30, 2019
Book Page	019424/000988
Instrument	60091890

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 424 13th St was $14,566, up 2% from the year before.

Source: Hudson County and Union City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Union City
Unified School District	Union City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$810,300 (+2.8%) Land $274,500 Building $535,800	$810,300 (+2.8%) Land $274,500 Building $535,800
2025	$14,566.00 (+1.95%)	$788,200 Land $267,800 Building $520,400	$788,200 Land $267,800 Building $520,400
2024	$14,287.00
2023		$240,300 Land $95,000 Building $145,300	$240,300 Land $95,000 Building $145,300
2022	$17,157.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 424 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 424 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,040 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Xfinity.

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