4259 Esperanza Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4259 Esperanza Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 948 sqft · built 1990
Lot Size	0.75 acres (3,250 sqft)
Owner	Company Name on Record
Last Sale	$720,000 (Nov 2023)
Tax Bill	$8,347 (2025)
Deeds & Mortgages	Nov 2023 Sale Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-550-26-00`

Property Details

APN / Parcel Number

Primary APN	`162-550-26-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	948 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	3,250 sqft (0.75 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4259 ESPERANZA WAY
City	OCEANSIDE
State	CA
Zip	92056-3458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 102 TR 011669
Legal Subdivision	OCEANSIDE CANYON
Legal Tract	011669
Legal Block	2
Legal Lot Number	102
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 PARKVIEW PLZ, 400, OAKBROOK TERRACE, IL 60181-4492
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Nov 22, 2023	Grant Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 7, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Sep 7, 2017 · Amount on Record
Deed Document Number	2023325452
Prior Transfer Date	Oct 3, 1996
Prior Transfer Doc	0000509829
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2023
Property Address	4259 ESPERANZA WAY, OCEANSIDE, CA 92056-3458
Document Number	0000325453
Map Reference	MAP 11669
Instrument Date	Nov 7, 2023
Instrument	2023-0325453
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4259 ESPERANZA WAY, OCEANSIDE, CA 92056-3458

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2023
Property Address	4259 ESPERANZA WAY, OCEANSIDE, CA 92056-3458
Document Number	0000325452
Map Reference	MAP 11669
Instrument Date	Nov 2, 2023
Instrument	2023-0325452
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PARKVIEW PLZ STE 400, 400, OAKBROOK TERRACE, IL 60181-4492
Investor	Possibly a Property Investor

Mortgage

Document Number	0000325454
Date	Nov 22, 2023
Instrument	2023-0325454

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4259 ESPERANZA WAY, OCEANSIDE, CA 92056-3458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4259 ESPERANZA WAY, OCEANSIDE, CA 92056-3458

Mortgage

Document Number	0000592799
Date	Oct 1, 2020
Instrument	2020-0592799

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2017
Property Address	4259 ESPERANZA WAY, OCEANSIDE, CA 92056-3458
Document Number	0000409169
Map Reference	MAP11669
Instrument Date	Aug 8, 2017
Instrument	2017-0409169
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4259 ESPERANZA WAY, OCEANSIDE, CA 92056-3458

Mortgage

Document Number	0000409170
Date	Sep 7, 2017
Instrument	2017-0409170

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$749,086 (+2%) Land $469,729 Building $279,357
2025	$8,347.00 (+79.47%)	$734,399 (+69.79%) Land $460,519 Building $273,880
2023	$4,651.00 (+0.28%) Homeowner's exemption	$432,531 Land $271,227 Building $161,304
2022	$4,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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