Watauga County property record for 4258 Rominger Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 966 sqft · built 1941 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Sep 2009) |
| Tax Bill | $624 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1961-24-5141-000 |
| Primary APN | 1961-24-5141-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 966 sqft Living Area |
| 1st Floor Area | 622 sqft |
| Attic | Attic |
| Attic Area | 311 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 50,094 sqft (1.15 acres) |
| Porch | Porch |
| Porch Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1641284 |
|---|---|
| Street Address | 4258 ROMINGER RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-8328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REMAINDER SR 1122 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 920900 |
4258 Rominger Rd is owned and occupied by an individual who bought it in September 2009.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4258 ROMINGER RD, BANNER ELK, NC 28604-8328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2009 · Amount on File |
| Deed Sale | Sep 18, 2009 · Amount on File |
| Deed Document Number | 200997650 |
| Deed Book / Page | 1472 / 502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 4258 ROMINGER RD, BANNER ELK, NC 28604-8328 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4258 ROMINGER RD, BANNER ELK, NC 28604-8328 |
| Document Number | 0023390114 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 2339/114 |
| Instrument | 732234 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 4258 ROMINGER RD, BANNER ELK, NC 28604-8328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019240787 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 1924/0787 |
| Instrument | 659452 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 4258 Rominger Rd was $624.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,100 (+1.16%) Land $38,200 Building $101,900 | ||
| 2025 | $624.00 | $138,500 Land $38,200 Building $100,300 | |
| 2024 | $136,400 Land $38,200 Building $98,200 | ||
| 2023 | $136,400 Land $38,200 Building $98,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4258 Rominger Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 16 (1994–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4258 Rominger Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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