Watauga County property record for 3764 Rominger Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,320 sqft · built 1995 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | Trust Name on File |
| Last Sale | $400,000 (Jun 2021) |
| Tax Bill | $1,728 (2025) |
| Deeds & Mortgages | Jun 2021 Sale Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1961-43-2488-000 |
| Primary APN | 1961-43-2488-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,320 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 57,064 sqft (1.31 acres) |
| Porch | Porch |
| Porch Area | 150 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 1831675 |
|---|---|
| Street Address | 3764 ROMINGER RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-8326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1122 |
| Legal Subdivision | ROBERT E GRINDSTAFF |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 920900 |
3764 Rominger Rd is held in a trust since June 2021.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 634 HUMMINGBIRD DR, INDIALANTIC, FL 32903-4770 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Warranty Deed, Transfer |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jun 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on File |
| Deed Sale | Jun 3, 2021 · Amount on File |
| Prior Sale | Jun 5, 2018 · Amount on File |
| Deed Document Number | 2021707033 |
| Deed Book / Page | 2195 / 93 |
| Prior Transfer Date | Sep 12, 2012 |
| Prior Transfer Doc | 0000609148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 3, 2021 |
| Property Address | 3764 ROMINGER RD, BANNER ELK, NC 28604-8326 |
| Document Number | 0021950093 |
| Book / Page | 2195 / 93 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 707033 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3764 ROMINGER RD, 3764, BANNER ELK, NC 28604-8326 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 634 HUMMINGBIRD DR, INDIALANTIC, FL 32903-4770 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 3764 ROMINGER RD, BANNER ELK, NC 28604-8326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021050485 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 2105/485 |
| Instrument | 692329 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 5, 2018 |
| Property Address | 3764 ROMINGER RD, BANNER ELK, NC 28604-8326 |
| Document Number | 0019760163 |
| Book / Page | 1976 / 0163 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 669279 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3191 ROMINGER RD, 3191, BANNER ELK, NC 28604-8324 |
| Name | Verified Name |
|---|---|
| Address | 3764 ROMINGER RD, BANNER ELK, NC 28604-8326 |
| Document Number | 0019760166 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 1976/0166 |
| Instrument | 669280 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 3764 Rominger Rd was $1,728, up 0.7% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,900 (-0.11%) Land $39,600 Building $398,300 | ||
| 2025 | $1,728.00 (+0.7%) | $438,400 Land $39,600 Building $398,800 | |
| 2024 | $1,716.00 | $438,400 Land $39,600 Building $398,800 | |
| 2023 | $438,400 Land $39,600 Building $398,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3764 Rominger Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 16 (1994–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3764 Rominger Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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