4255 Beachside Two Dr, #255, Miramar Beach, FL 32550 Property Records

Walton County property record for 4255 Beachside Two Dr, #255, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.007 acres (346 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Mar 2021)
Tax Bill	$3,933 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42410-000-0255`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42410-000-0255`
Alternative APN	`1077072`

Exterior

Lot Area	346 sqft (0.007 acres)

Location & Zoning

Account Number	1077072
Street Address	4255 BEACHSIDE TWO DR # 255, 255
City	MIRAMAR BEACH
State	FL
Zip	32550-4209
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 255 BEACHSIDE II AND AN UNDIVIDED INTEREST IN COMMON ELEMENTS AS DESC IN OR 299-704 OR 1013-305 OR 3185-2404
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHSIDE CONDO II
Legal Lot Number	255
Legal Unit	255
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1797 CHADDS LAKE DR NE, MARIETTA, GA 30068-1609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	20210009718
Deed Book / Page	3185 / 2404
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	4255 BEACHSIDE TWO DR # 255, 255, MIRAMAR BEACH, FL 32550-4209
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1797 CHADDS LAKE DR NE, MARIETTA, GA 30068-1609

Mortgage

Document Number	0032374422
Date	Feb 8, 2022
Book Page	3237/4422
Instrument	20220005930

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2021
Property Address	4255 BEACHSIDE TWO DR # 255, 255, MIRAMAR BEACH, FL 32550-4209
Document Number	0031852404
Book / Page	3185 / 2404
Map Reference	MB 299 PG 704
Instrument Date	Mar 1, 2021
Instrument	20210009718
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4204 ASHLEY PARK DR, NASHVILLE, TN 37205-2137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1797 CHADDS LAKE DR NE, MARIETTA, GA 30068-1609

Mortgage

Document Number	0031852406
Date	Mar 2, 2021
Instrument	3185/2406

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2026
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7%
Index	Other
Max Rate	10%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$474,621 (+10.23%) Building $474,621	$474,621 (+10.23%) Building $474,621
2024	$3,933.00 (+0.54%)
2023	$3,912.00 (+7.86%)	$430,584 (+1%) Building $430,584	$430,584 (+1%) Building $430,584
2022	$3,627.00	$391,440 Building $391,440	$391,440 Building $391,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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