Lapeer County property record for 4253 Phillips Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,640 sqft · built 1993 |
| Lot Size | 10.1 acres (440,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $27,500 (Dec 1989) |
| Tax Bill | $3,987 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-022-003-60 |
| Primary APN | 010-022-003-60 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 1,551 sqft |
| Basement Area | 1,551 sqft |
| Unfinished Basement | 1,551 sqft |
| Flooring | Carpet |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 440,087 sqft (10.1 acres) |
| Garage Area | 613 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 4253 PHILLIPS RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SEC 22, T6N R9E BEG AT PT THAT IS N 88 DEG 51'16 W 2310.33 FT ALONG N LINE; TH S 51'19 W 1327.87 FT; TH N 89 DEG 3'24 W |
| Legal Range | 09E |
| Legal Township | 06N |
| Legal Section | 22 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | HADLEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 342000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4253 PHILLIPS RD, METAMORA, MI 48455-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1989 · Amount on Record |
| Deed Sale | Dec 1, 1989 · Amount on Record |
| Deed Document Number | 19891 |
| Last Transfer Date | May 13, 2025 |
| Transfer Doc | 0034590086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 21, 2026 |
| Property Address | 4253 PHILLIPS RD, METAMORA, MI 48455-9747 |
| Document Number | 3532000817 |
| Book / Page | 3532 / 817 |
| Instrument Date | Jul 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4253 PHILLIPS RD, METAMORA, MI 48455-9747 |
| Document Number | 3532000817, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 3532/817 |
| Name | GENISYS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 21, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Hadley Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,300 (+9.86%) | $612,600 (+9.86%) | |
| 2025 | $3,987.00 (+4.18%) Homeowner's exemption | $278,800 (+16.75%) | $557,600 (+16.75%) |
| 2024 | $3,827.00 (+10.51%) | ||
| 2023 | $238,800 | $477,600 | |
| 2022 | $3,463.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Brightspeed DSL | 40 / 3 |
| Bitwise Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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