Lapeer County property record for 4209 Phillips Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,526 sqft · built 1990 |
| Lot Size | 10 acres (439,346 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Dec 2020) |
| Tax Bill | $5,199 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-022-003-40 |
| Primary APN | 010-022-003-40 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Building Area | 2,526 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 1,229 sqft |
| Unfinished Basement | 1,229 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 439,346 sqft (10 acres) |
| Garage Area | 591 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 4209 PHILLIPS RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SEC 22, T6N R9E BEG AT PT THAT IS N 88 DEG 51'16 W 1648.63 FT ALONG THE N LINE; TH S 46'40 W 1325.54 FT; TH N 89 DEG 03'24 W |
| Legal Range | 09E |
| Legal Township | 06N |
| Legal Section | 22 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | HADLEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 342000 |
4209 Phillips Rd is owned and occupied by an individual who bought it in December 2020.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4209 PHILLIPS RD, METAMORA, MI 48455-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Prior Sale | Oct 15, 1998 · Amount on File |
| Deed Book / Page | 3151 / 799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 7, 2020 |
| Property Address | 4209 PHILLIPS RD, METAMORA, MI 48455-9747 |
| Document Number | 0031510799 |
| Book / Page | 3151 / 799 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4209 PHILLIPS RD, 4209, METAMORA, MI 48455-9747 |
| Name | Verified Name |
|---|---|
| Address | 6121 KINGS SHIRE RD, GRAND BLANC, MI 48439-8603 |
| Document Number | 3151802 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 3151/802 |
| Name | BLG HOLDINGS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 4209 Phillips Rd was $5,199 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Hadley Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,800 (+9.74%) | $653,600 (+9.74%) | |
| 2025 | $5,199.00 Homeowner's exemption | $297,800 | $595,600 |
| 2023 | $255,800 | $511,600 | |
| 2022 | $4,515.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4209 Phillips Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4209 Phillips Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Brightspeed DSL | 40 / 3 |
| Bitwise Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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