4209 Phillips Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 4209 Phillips Rd, Metamora, MI 48455

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,526 sqft · built 1990
Lot Size10 acres (439,346 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Dec 2020)
Tax Bill$5,199 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-022-003-40

Property Details

APN / Parcel Number

Primary APN010-022-003-40

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Building Area2,526 sqft Living Area
1st Floor Area1,388 sqft
Basement Area1,229 sqft
Unfinished Basement1,229 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area439,346 sqft (10 acres)
Garage Area591 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address4209 PHILLIPS RD
CityMETAMORA
StateMI
Zip48455-9747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionSEC 22, T6N R9E BEG AT PT THAT IS N 88 DEG 51'16 W 1648.63 FT ALONG THE N LINE; TH S 46'40 W 1325.54 FT; TH N 89 DEG 03'24 W
Legal Range09E
Legal Township06N
Legal Section22
JurisdictionLAPEER MI
Township / Civil DivisionHADLEY
Census Block Group3
Census Block3011
Census Tract342000

Owner

4209 Phillips Rd is owned and occupied by an individual who bought it in December 2020.

Source: Lapeer County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address4209 PHILLIPS RD, METAMORA, MI 48455-9747
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2020 · Amount on File
Deed SaleDec 7, 2020 · Amount on File
Prior SaleOct 15, 1998 · Amount on File
Deed Book / Page3151 / 799
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateDec 7, 2020
Property Address4209 PHILLIPS RD, METAMORA, MI 48455-9747
Document Number0031510799
Book / Page3151 / 799
Instrument DateNov 5, 2020
Transaction TypeTransfer
Record UpdatedJul 5, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4209 PHILLIPS RD, 4209, METAMORA, MI 48455-9747

Transferred To (Grantee/Buyer)

NameVerified Name
Address6121 KINGS SHIRE RD, GRAND BLANC, MI 48439-8603

Mortgage

Document Number3151802
DateDec 7, 2020
Instrument3151/802
Lender
NameBLG HOLDINGS INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4209 Phillips Rd was $5,199 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionHadley Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,800 (+9.74%)$653,600 (+9.74%)
2025$5,199.00 Homeowner's exemption$297,800$595,600
2023$255,800$511,600
2022$4,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4209 Phillips Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4209 Phillips Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
Mercury Fiber
Fixed Wireless
150 / 20
Brightspeed
DSL
40 / 3
Bitwise
Fixed Wireless
25 / 5
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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