St. Mary's County property record for 42520 Riverwinds Dr, Leonardtown, MD 20650
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,720 sqft · built 1940 |
| Lot Size | 215 acres (9,397,199 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,584 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-032108 |
| Primary APN | 03-032108 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,720 sqft Total Area |
| 1st Floor Area | 99 sqft |
| Basement Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,397,199 sqft (215 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 736 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 1,520 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 032108 |
|---|---|
| Street Address | 42520 RIVERWINDS DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-5729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | 215.73 ACRES PLAT 43/20 RIVERSIDE FARM |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 875400 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 42741 WAVERLY WAY, LEONARDTOWN, MD 20650-5733 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $608,900 (+1.47%) | $626,500 (+4.4%) Land $392,200 Building $234,300 | |
| 2025 | $6,584.00 (+11.52%) | $600,100 (+6.23%) Land $392,200 Building $207,900 | $600,100 (-) Land $392,200 Building $207,900 |
| 2023 | $5,904.00 | $564,900 | $600,100 Land $392,200 Building $207,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 40 (1985–2024) |
| Claims Outside the SFHA | 20 of 40 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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